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SPAYZ.io

SPAYZ.io

Global Payment Provider

VS

CatalystPay

High-risk merchant processing

CatalystPay
Fees from
Custom vs Interchange + 1%–2% + €0.3
Features

3 shared

2 unique to SPAYZ.io · 6 unique to CatalystPay
Regions

2 shared

2 unique to SPAYZ.io · 3 unique to CatalystPay
Pay methods

0 shared

12 unique to CatalystPay
On fees

SPAYZ.io uses custom pricing, quoted on engagement. CatalystPay publishes Interchange + 1%–2% + €0.3 from. Verify directly with each provider before signing.

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11 features · 12 payment methods · 7 regions. We don't rank these — they're here for reference.
SPAYZ.io SPAYZ.io
CatalystPay CatalystPay
Quick Facts
Fees
Standard transaction rate
Custom
Interchange + 1%–2% + €0.3
Settlement
Time to receive funds
Same day
5–7 business days
Founded
2018
2019
Headquarters
Cyprus
Belfast, United Kingdom
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
CatalystPay leads (9 vs 5)
Crypto Support
✓
✓
Enterprise
✓
✓
High Risk Accepted
✓
✓
Instant Payout Unique
✓
—
Low Fees Unique
—
✓
Mobile Payments Unique
—
✓
Multi Currency Unique
—
✓
Recurring Billing Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Virtual Terminal Unique
—
✓
Payment Methods
CatalystPay leads (12 vs 0)
Apple Pay Unique
—
✓
Bitcoin Unique
—
✓
Cartes Bancaires Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Direct Debit Unique
—
✓
Google Pay Unique
—
✓
Lightning Network Unique
—
✓
Mastercard Unique
—
✓
Sepa Direct Debit Unique
—
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
CatalystPay leads (5 vs 4)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Global Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Southeast Asia
✓
✓

SPAYZ.io is best when you...

Global Payment Provider
Need Instant Payout
Not available with CatalystPay
Need Startup Friendly
Not available with CatalystPay
Want coverage in Africa, Asia
CatalystPay doesn't cover these regions
View SPAYZ.io

CatalystPay is best when you...

High-risk merchant processing
Need Low Fees
Not available with SPAYZ.io
Need Mobile Payments
Not available with SPAYZ.io
Want coverage in Global, Middle East, North America
SPAYZ.io doesn't cover these regions
View CatalystPay

Frequently Asked Questions

What is the difference between SPAYZ.io and CatalystPay?
They share 0 payment methods and 2 regions. CatalystPay adds Apple Pay, Bitcoin, Cartes Bancaires and 9 more that SPAYZ.io does not list; SPAYZ.io also covers Africa, Asia; CatalystPay also covers Global, Middle East and 1 more; only SPAYZ.io offers Instant Payout, Startup Friendly.
Which is cheaper, SPAYZ.io or CatalystPay?
SPAYZ.io has custom pricing quoted on engagement; CatalystPay has published rates from Interchange + 1%–2% + €0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use SPAYZ.io and CatalystPay?
SPAYZ.io lists 4 regions and 0 payment methods; CatalystPay lists 5 and 12. both cover Europe, Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do SPAYZ.io and CatalystPay compare on integration and settlement?
CatalystPay offers a sandbox, SPAYZ.io does not list one; CatalystPay supports webhooks; SPAYZ.io settles in Same day, CatalystPay in 5–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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