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S

Spend

VS

FIS

Enterprise banking and capital markets technology

FIS
Fees from
— vs Custom
Features

0 shared

1 unique to Spend · 1 unique to FIS
Regions

2 shared

4 unique to FIS
Pay methods

1 shared

13 unique to FIS
On region

FIS covers 6 regions; Spend covers 2. Verify directly with each provider before signing.

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2 features · 14 payment methods · 6 regions. We don't rank these — they're here for reference.
Spend
FIS FIS
Quick Facts
Fees
Standard transaction rate
—
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
—
1968
Headquarters
—
Jacksonville, Florida, United States
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Crypto Support Unique
✓
—
Enterprise Unique
—
✓
Payment Methods
FIS leads (14 vs 1)
Ach Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Contactless Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Virtual Card Unique
—
✓
Visa
✓
✓
Regions
FIS leads (6 vs 2)
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Spend is best when you...

Need Crypto Support
Not available with FIS
View Spend

FIS is best when you...

Enterprise banking and capital markets technology
Need Enterprise
Not available with Spend
Want coverage in Asia, Latin America, Oceania, Southeast Asia
Spend doesn't cover these regions
View FIS

Frequently Asked Questions

What is the difference between Spend and FIS?
They share 1 payment method and 2 regions. FIS adds ACH, Amex, Apple Pay and 10 more that Spend does not list; FIS also covers Asia, Latin America and 2 more; only Spend offers Crypto Support; only FIS offers Enterprise.
Which is cheaper, Spend or FIS?
Spend has no published rate; FIS has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Spend and FIS?
Spend lists 2 regions and 1 payment method; FIS lists 6 and 14. both cover Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Spend and FIS compare on integration and settlement?
FIS offers a sandbox, Spend does not list one; FIS supports webhooks; FIS publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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