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SpicePay

SpicePay

Crypto-to-Fiat Merchant Settlement

VS

CryptoPAYR

Accepting Bitcoin, USDT & 110+ coins online

CryptoPAYR
Fees from
1% vs 2% + $0.1
Features

3 shared

11 unique to CryptoPAYR
Regions

2 shared

8 unique to CryptoPAYR
Pay methods

1 shared

1 unique to SpicePay · 26 unique to CryptoPAYR
On region

CryptoPAYR covers 10 regions; SpicePay covers 2. Verify directly with each provider before signing.

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Show full specs
14 features · 28 payment methods · 10 regions. We don't rank these — they're here for reference.
SpicePay SpicePay
CryptoPAYR CryptoPAYR
Quick Facts
Fees
Standard transaction rate
1%
2% + $0.1
Settlement
Time to receive funds
—
Instant
Founded
2017
2024
Headquarters
London, UK
George Town, Cayman Islands
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
CryptoPAYR leads (14 vs 3)
Crypto Support
✓
✓
Enterprise Unique
—
✓
High Risk Accepted
✓
✓
Instant Payout
✓
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
—
✓
Marketplace Support Unique
—
✓
Mobile Payments Unique
—
✓
Multi Currency Unique
—
✓
Recurring Billing Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Virtual Items Unique
—
✓
Virtual Terminal Unique
—
✓
Payment Methods
CryptoPAYR leads (27 vs 2)
Apple Pay Unique
—
✓
Arbitrum Unique
—
✓
Base Chain Unique
—
✓
Bitcoin
✓
✓
Bnb Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
✓
—
Debit Card Unique
—
✓
Dogecoin Unique
—
✓
Ethereum Unique
—
✓
Google Pay Unique
—
✓
Invoice Unique
—
✓
Lightning Network Unique
—
✓
Litecoin Unique
—
✓
Mastercard Unique
—
✓
Monero Unique
—
✓
Optimism Unique
—
✓
Payment Link Unique
—
✓
Polygon Unique
—
✓
Pos Unique
—
✓
Qr Code Unique
—
✓
Solana Unique
—
✓
Stablecoin Unique
—
✓
Tron Unique
—
✓
Usdc Unique
—
✓
Usdt Unique
—
✓
Visa Unique
—
✓
Xrp Unique
—
✓
Regions
CryptoPAYR leads (10 vs 2)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Global Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
South America Unique
—
✓
Southeast Asia Unique
—
✓

SpicePay is best when you...

Crypto-to-Fiat Merchant Settlement
View SpicePay

CryptoPAYR is best when you...

Accepting Bitcoin, USDT & 110+ coins online
Need Enterprise
Not available with SpicePay
Need Instant Sandbox
Not available with SpicePay
Want coverage in Africa, Asia, Global, Latin America, Middle East, Oceania, South America, Southeast Asia
SpicePay doesn't cover these regions
View CryptoPAYR

Frequently Asked Questions

What is the difference between SpicePay and CryptoPAYR?
They share 1 payment method and 2 regions. SpicePay adds Crypto that CryptoPAYR does not list; CryptoPAYR adds Apple Pay, Arbitrum, Base and 23 more that SpicePay does not list; CryptoPAYR also covers Africa, Asia and 6 more; only CryptoPAYR offers Enterprise, Instant Sandbox and 9 more.
Which is cheaper, SpicePay or CryptoPAYR?
SpicePay has published rates from 1%; CryptoPAYR has published rates from 2% + $0.1. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use SpicePay and CryptoPAYR?
SpicePay lists 2 regions and 2 payment methods; CryptoPAYR lists 10 and 27. both cover Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do SpicePay and CryptoPAYR compare on integration and settlement?
CryptoPAYR offers a sandbox, SpicePay does not list one; both support webhooks; CryptoPAYR publishes a settlement time of Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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