Menu

Discover

All Providers Compare License Map Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
SpotOn

SpotOn

Restaurant POS & Payments

VS

Lodin

Businesses selling in-store, online or by invoice that want to take open banking bank-transfer payments through QR codes, payment links or a smartphone POS app.

Lodin
Fees from
1.99% + $0.25 in-person vs —
Features

0 shared

1 unique to SpotOn
Regions

0 shared

1 unique to SpotOn
Pay methods

1 shared

4 unique to SpotOn · 5 unique to Lodin
On region

SpotOn covers 1 regions; Lodin covers 0. Verify directly with each provider before signing.

Want a personalized shortlist? Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
1 features · 10 payment methods · 1 regions. We don't rank these — they're here for reference.
SpotOn SpotOn
Lodin Lodin
Quick Facts
Fees
Standard transaction rate
1.99% + $0.25 in-person
—
Settlement
Time to receive funds
—
—
Founded
2017
—
Headquarters
San Francisco, California
—
Sandbox / Test Mode
—
—
Webhook Support
✓
—
Features
SpotOn leads (1 vs 0)
Startup Friendly Unique
✓
—
Payment Methods
Lodin leads (6 vs 5)
Apple Pay Unique
✓
—
Bank Transfer Unique
—
✓
Contactless
✓
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Google Pay Unique
✓
—
Nfc Unique
—
✓
Open Banking Unique
—
✓
Payment Link Unique
—
✓
Qr Code Unique
—
✓
Regions
SpotOn leads (1 vs 0)
North America Unique
✓
—

SpotOn is best when you...

Restaurant POS & Payments
Need Startup Friendly
Not available with Lodin
Want coverage in North America
Lodin doesn't cover this region
View SpotOn

Lodin is best when you...

Businesses selling in-store, online or by invoice that want to take open banking bank-transfer payments through QR codes, payment links or a smartphone POS app.
View Lodin

Frequently Asked Questions

What is the difference between SpotOn and Lodin?
They share 1 payment method and 0 regions. SpotOn adds Apple Pay, Credit Card, Debit Card and 1 more that Lodin does not list; Lodin adds Bank Transfer, NFC, Open Banking and 2 more that SpotOn does not list; SpotOn also covers North America; only SpotOn offers Startup Friendly.
Which is cheaper, SpotOn or Lodin?
SpotOn has published rates from 1.99% + $0.25 in-person; Lodin has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use SpotOn and Lodin?
SpotOn lists 1 region and 5 payment methods; Lodin lists 0 and 6. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do SpotOn and Lodin compare on integration and settlement?
SpotOn supports webhooks.

Are you SpotOn or Lodin?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →