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SpotOn

SpotOn

Restaurant POS & Payments

VS

MarketPay

Large retailers and omnichannel merchants that want to run in-store terminals and online payments on one platform, using their own acquirers or MarketPay's.

MarketPay
Fees from
1.99% + $0.25 in-person vs —
Features

0 shared

1 unique to SpotOn
Regions

0 shared

1 unique to SpotOn
Pay methods

1 shared

4 unique to SpotOn · 5 unique to MarketPay
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
1 features · 10 payment methods · 1 regions. We don't rank these — they're here for reference.
SpotOn SpotOn
MarketPay MarketPay
Quick Facts
Fees
Standard transaction rate
1.99% + $0.25 in-person
—
Settlement
Time to receive funds
—
—
Founded
2017
—
Headquarters
San Francisco, California
—
Sandbox / Test Mode
—
—
Webhook Support
✓
—
Features
SpotOn leads (1 vs 0)
Startup Friendly Unique
✓
—
Payment Methods
MarketPay leads (6 vs 5)
Apple Pay Unique
✓
—
Cartes Bancaires Unique
—
✓
Contactless
✓
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Google Pay Unique
✓
—
Mastercard Unique
—
✓
Payment Link Unique
—
✓
Pos Unique
—
✓
Visa Unique
—
✓
Regions
SpotOn leads (1 vs 0)
North America Unique
✓
—

SpotOn is best when you...

Restaurant POS & Payments
Need Startup Friendly
Not available with MarketPay
Want coverage in North America
MarketPay doesn't cover this region
View SpotOn

MarketPay is best when you...

Large retailers and omnichannel merchants that want to run in-store terminals and online payments on one platform, using their own acquirers or MarketPay's.
View MarketPay

Frequently Asked Questions

What is the difference between SpotOn and MarketPay?
They share 1 payment method and 0 regions. SpotOn adds Apple Pay, Credit Card, Debit Card and 1 more that MarketPay does not list; MarketPay adds Cartes Bancaires, Mastercard, Payment Link and 2 more that SpotOn does not list; SpotOn also covers North America; only SpotOn offers Startup Friendly.
Which is cheaper, SpotOn or MarketPay?
SpotOn has published rates from 1.99% + $0.25 in-person; MarketPay has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use SpotOn and MarketPay?
SpotOn lists 1 region and 5 payment methods; MarketPay lists 0 and 6. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do SpotOn and MarketPay compare on integration and settlement?
SpotOn supports webhooks.

Are you SpotOn or MarketPay?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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