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SpotOn

SpotOn

Restaurant POS & Payments

VS

Payanywhere

US Mobile POS & Card Readers

Payanywhere
Fees from
1.99% + $0.25 in-person vs 2.69%
Features

1 shared

Regions

1 shared

Pay methods

2 shared

3 unique to SpotOn · 3 unique to Payanywhere
On licensing

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Show full specs
1 features · 8 payment methods · 1 regions. We don't rank these — they're here for reference.
SpotOn SpotOn
Payanywhere Payanywhere
Quick Facts
Fees
Standard transaction rate
1.99% + $0.25 in-person
2.69%
Settlement
Time to receive funds
—
Next business day
Founded
2017
2011
Headquarters
San Francisco, California
Troy, Michigan
Sandbox / Test Mode
—
—
Webhook Support
✓
✓
Features
Startup Friendly
✓
✓
Payment Methods
Amex Unique
—
✓
Apple Pay
✓
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Google Pay
✓
✓
Mastercard Unique
—
✓
Visa Unique
—
✓
Regions
North America
✓
✓

SpotOn is best when you...

Restaurant POS & Payments
View SpotOn

Payanywhere is best when you...

US Mobile POS & Card Readers
View Payanywhere

Frequently Asked Questions

What is the difference between SpotOn and Payanywhere?
They share 2 payment methods and 1 region. SpotOn adds Contactless, Credit Card, Debit Card that Payanywhere does not list; Payanywhere adds Amex, Mastercard, Visa that SpotOn does not list.
Which is cheaper, SpotOn or Payanywhere?
SpotOn has published rates from 1.99% + $0.25 in-person; Payanywhere has published rates from 2.69%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use SpotOn and Payanywhere?
SpotOn lists 1 region and 5 payment methods; Payanywhere lists 1 and 5. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do SpotOn and Payanywhere compare on integration and settlement?
both support webhooks; Payanywhere publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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