Menu

Discover

All Providers Compare Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
SpotOn

SpotOn

Restaurant POS & Payments

VS

QuickBooks Payments

QuickBooks Integrated Payments

QuickBooks Payments
Fees from
1.99% + $0.25 in-person vs 2.9% + $0.25 card; 1% ACH
Features

0 shared

1 unique to SpotOn · 2 unique to QuickBooks Payments
Regions

1 shared

Pay methods

3 shared

2 unique to SpotOn · 3 unique to QuickBooks Payments
On payment methods

QuickBooks Payments supports 6 payment methods, 1 more than SpotOn. Verify directly with each provider before signing.

Want a personalized shortlist? Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
3 features · 8 payment methods · 1 regions. We don't rank these — they're here for reference.
SpotOn SpotOn
QuickBooks Payments QuickBooks Payments
Quick Facts
Fees
Standard transaction rate
1.99% + $0.25 in-person
2.9% + $0.25 card; 1% ACH
Settlement
Time to receive funds
—
—
Founded
2017
2000
Headquarters
San Francisco, California
Mountain View, California
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
QuickBooks Payments leads (2 vs 1)
Instant Payout Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
QuickBooks Payments leads (6 vs 5)
Ach Unique
—
✓
Apple Pay
✓
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Google Pay Unique
✓
—
Paypal Unique
—
✓
Venmo Unique
—
✓
Regions
North America
✓
✓

SpotOn is best when you...

Restaurant POS & Payments
Need Startup Friendly
Not available with QuickBooks Payments
View SpotOn

QuickBooks Payments is best when you...

QuickBooks Integrated Payments
Need Instant Payout
Not available with SpotOn
Need Recurring Payments
Not available with SpotOn
View QuickBooks Payments

Frequently Asked Questions

What is the difference between SpotOn and QuickBooks Payments?
They share 3 payment methods and 1 region. SpotOn adds Contactless, Google Pay that QuickBooks Payments does not list; QuickBooks Payments adds ACH, PayPal, Venmo that SpotOn does not list; only SpotOn offers Startup Friendly; only QuickBooks Payments offers Instant Payout, Recurring Payments.
Which is cheaper, SpotOn or QuickBooks Payments?
SpotOn has published rates from 1.99% + $0.25 in-person; QuickBooks Payments has published rates from 2.9% + $0.25 card; 1% ACH. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use SpotOn and QuickBooks Payments?
SpotOn lists 1 region and 5 payment methods; QuickBooks Payments lists 1 and 6. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do SpotOn and QuickBooks Payments compare on integration and settlement?
QuickBooks Payments offers a sandbox, SpotOn does not list one; both support webhooks.

Are you SpotOn or QuickBooks Payments?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →