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Square

Square

Retail & Restaurants

VS

Crypto.com Pay

Crypto.com users

Crypto.com Pay
Fees from
2.6% + $0.10 (in-person), 2.9% + $0.30 (online) vs 0% merchant transaction fee (payout fees apply)
Features

0 shared

4 unique to Square · 3 unique to Crypto.com Pay
Regions

3 shared

1 unique to Square
Pay methods

1 shared

11 unique to Square · 7 unique to Crypto.com Pay

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Show full specs
7 features · 19 payment methods · 4 regions. We don't rank these — they're here for reference.
Square Square
Crypto.com Pay Crypto.com Pay
Quick Facts
Fees
Standard transaction rate
2.6% + $0.10 (in-person), 2.9% + $0.30 (online)
0% merchant transaction fee (payout fees apply)
Settlement
Time to receive funds
1–2 business days
Instant
Founded
2009
2016
Headquarters
San Francisco, California
Singapore
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Square leads (4 vs 3)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Low Fees Unique
—
✓
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Square leads (12 vs 8)
Ach Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bitcoin Unique
—
✓
Cash Unique
✓
—
Crypto Unique
—
✓
Digital Wallet Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Ethereum Unique
—
✓
Gift Card
✓
✓
Google Pay Unique
✓
—
Jcb Unique
✓
—
Mastercard Unique
✓
—
Stablecoin Unique
—
✓
Usdc Unique
—
✓
Usdt Unique
—
✓
Visa Unique
✓
—
Xrp Unique
—
✓
Regions
Square leads (4 vs 3)
Asia
✓
✓
Europe
✓
✓
North America
✓
✓
Oceania Unique
✓
—

Square is best when you...

Retail & Restaurants
Need Instant Payout
Not available with Crypto.com Pay
Need Instant Sandbox
Not available with Crypto.com Pay
Want coverage in Oceania
Crypto.com Pay doesn't cover this region
View Square

Crypto.com Pay is best when you...

Crypto.com users
Need Crypto Support
Not available with Square
Need High Risk Accepted
Not available with Square
View Crypto.com Pay

Frequently Asked Questions

What is the difference between Square and Crypto.com Pay?
They share 1 payment method and 3 regions. Square adds ACH, Amex, Apple Pay and 8 more that Crypto.com Pay does not list; Crypto.com Pay adds Bitcoin, Crypto, Ethereum and 4 more that Square does not list; Square also covers Oceania; only Square offers Instant Payout, Instant Sandbox and 2 more.
Which is cheaper, Square or Crypto.com Pay?
Square has published rates from 2.6% + $0.10 (in-person), 2.9% + $0.30 (online); Crypto.com Pay has published rates from 0% merchant transaction fee (payout fees apply). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Square and Crypto.com Pay?
Square lists 4 regions and 12 payment methods; Crypto.com Pay lists 3 and 8. both cover Asia, Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Square and Crypto.com Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Square settles in 1–2 business days, Crypto.com Pay in Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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