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Sr. Pago

Sr. Pago

Mexican SMEs seeking integrated fintech solutions

VS

PayArc

Transparent Merchant Processing

PayArc
Fees from
2.8-3.5% for payment processing; financing fees vary vs Interchange-plus from 0.15%
Features

0 shared

2 unique to PayArc
Regions

0 shared

1 unique to Sr. Pago · 1 unique to PayArc
Pay methods

2 shared

2 unique to Sr. Pago · 4 unique to PayArc
On fees

Sr. Pago publishes 2.8-3.5% for payment processing; financing fees vary from. PayArc publishes Interchange-plus from 0.15% from. Verify directly with each provider before signing.

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Show full specs
2 features · 8 payment methods · 2 regions. We don't rank these — they're here for reference.
Sr. Pago Sr. Pago
PayArc PayArc
Quick Facts
Fees
Standard transaction rate
2.8-3.5% for payment processing; financing fees vary
Interchange-plus from 0.15%
Settlement
Time to receive funds
—
—
Founded
2014
2016
Headquarters
Mexico City, Mexico
United States
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
PayArc leads (2 vs 0)
Low Fees Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
PayArc leads (6 vs 4)
Ach Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
✓
—
Digital Wallet Unique
✓
—
Google Pay Unique
—
✓
Mastercard
✓
✓
Visa
✓
✓
Regions
Latin America Unique
✓
—
North America Unique
—
✓

Sr. Pago is best when you...

Mexican SMEs seeking integrated fintech solutions
Want coverage in Latin America
PayArc doesn't cover this region
View Sr. Pago

PayArc is best when you...

Transparent Merchant Processing
Need Low Fees
Not available with Sr. Pago
Need Startup Friendly
Not available with Sr. Pago
Want coverage in North America
Sr. Pago doesn't cover this region
View PayArc

Frequently Asked Questions

What is the difference between Sr. Pago and PayArc?
They share 2 payment methods and 0 regions. Sr. Pago adds Bank Transfer, Digital Wallet that PayArc does not list; PayArc adds ACH, Amex, Apple Pay and 1 more that Sr. Pago does not list; Sr. Pago also covers Latin America; PayArc also covers North America.
Which is cheaper, Sr. Pago or PayArc?
Sr. Pago has published rates from 2.8-3.5% for payment processing; financing fees vary; PayArc has published rates from Interchange-plus from 0.15%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Sr. Pago and PayArc?
Sr. Pago lists 1 region and 4 payment methods; PayArc lists 1 and 6. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Sr. Pago and PayArc compare on integration and settlement?
PayArc offers a sandbox, Sr. Pago does not list one; PayArc supports webhooks.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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