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Starling Bank

Starling Bank

UK Business Banking

VS

Acquired

UK businesses that collect recurring payments, such as lenders, BNPL providers, insurers, collections agencies, trading platforms, subscription/SaaS firms, telecoms/utilities and charities.

Acquired
Fees from
Free personal accounts vs —
Features

0 shared

3 unique to Starling Bank
Regions

0 shared

1 unique to Starling Bank
Pay methods

5 shared

1 unique to Starling Bank · 6 unique to Acquired
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
3 features · 12 payment methods · 1 regions. We don't rank these — they're here for reference.
Starling Bank Starling Bank
Acquired Acquired
Quick Facts
Fees
Standard transaction rate
Free personal accounts
—
Settlement
Time to receive funds
—
—
Founded
2014
—
Headquarters
London, United Kingdom
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Starling Bank leads (3 vs 0)
Instant Payout Unique
✓
—
Low Fees Unique
✓
—
Recurring Payments Unique
✓
—
Payment Methods
Acquired leads (11 vs 6)
Amex Unique
—
✓
Apple Pay
✓
✓
Bacs Unique
—
✓
Bank Transfer Unique
✓
—
Credit Card Unique
—
✓
Debit Card
✓
✓
Direct Debit
✓
✓
Faster Payments
✓
✓
Google Pay
✓
✓
Mastercard Unique
—
✓
Open Banking Unique
—
✓
Visa Unique
—
✓
Regions
Starling Bank leads (1 vs 0)
Europe Unique
✓
—

Starling Bank is best when you...

UK Business Banking
Need Instant Payout
Not available with Acquired
Need Low Fees
Not available with Acquired
Want coverage in Europe
Acquired doesn't cover this region
View Starling Bank

Acquired is best when you...

UK businesses that collect recurring payments, such as lenders, BNPL providers, insurers, collections agencies, trading platforms, subscription/SaaS firms, telecoms/utilities and charities.
View Acquired

Frequently Asked Questions

What is the difference between Starling Bank and Acquired?
They share 5 payment methods and 0 regions. Starling Bank adds Bank Transfer that Acquired does not list; Acquired adds Amex, Bacs, Credit Card and 3 more that Starling Bank does not list; Starling Bank also covers Europe; only Starling Bank offers Instant Payout, Low Fees and 1 more.
Which is cheaper, Starling Bank or Acquired?
Starling Bank has published rates from Free personal accounts; Acquired has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Starling Bank and Acquired?
Starling Bank lists 1 region and 6 payment methods; Acquired lists 0 and 11. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Starling Bank and Acquired compare on integration and settlement?
Starling Bank offers a sandbox, Acquired does not list one; Starling Bank supports webhooks.

Are you Starling Bank or Acquired?

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