Starling Bank

Starling Bank

UK Business Banking

VS

MADFIN

Online businesses in sectors such as retail, SaaS, travel, education and professional services that want card acquiring from a direct Visa/Mastercard principal member together with Pay by Bank and a business e-money account.

MADFIN
Fees from
Free personal accounts vs —
Features

0 shared

3 unique to Starling Bank
Regions

0 shared

1 unique to Starling Bank
Pay methods

3 shared

3 unique to Starling Bank · 6 unique to MADFIN
On region

Starling Bank covers 1 regions; MADFIN covers 0. Verify directly with each provider before signing.

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Show full specs
3 features · 12 payment methods · 1 regions. We don't rank these — they're here for reference.
Starling Bank Starling Bank
MADFIN MADFIN
Quick Facts
Fees
Standard transaction rate
Free personal accounts
—
Settlement
Time to receive funds
—
—
Founded
2014
—
Headquarters
London, United Kingdom
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Starling Bank leads (3 vs 0)
Instant Payout Unique
✓
—
Low Fees Unique
✓
—
Recurring Payments Unique
✓
—
Payment Methods
MADFIN leads (9 vs 6)
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Chaps Unique
—
✓
Debit Card Unique
✓
—
Direct Debit Unique
✓
—
Faster Payments
✓
✓
Google Pay
✓
✓
Mastercard Unique
—
✓
Open Banking Unique
—
✓
Sepa Unique
—
✓
Virtual Account Unique
—
✓
Visa Unique
—
✓
Regions
Starling Bank leads (1 vs 0)
Europe Unique
✓
—

Starling Bank is best when you...

UK Business Banking
Need Instant Payout
Not available with MADFIN
Need Low Fees
Not available with MADFIN
Want coverage in Europe
MADFIN doesn't cover this region
View Starling Bank

MADFIN is best when you...

Online businesses in sectors such as retail, SaaS, travel, education and professional services that want card acquiring from a direct Visa/Mastercard principal member together with Pay by Bank and a business e-money account.
View MADFIN

Frequently Asked Questions

What is the difference between Starling Bank and MADFIN?
They share 3 payment methods and 0 regions. Starling Bank adds Bank Transfer, Debit Card, Direct Debit that MADFIN does not list; MADFIN adds CHAPS, Mastercard, Open Banking and 3 more that Starling Bank does not list; Starling Bank also covers Europe; only Starling Bank offers Instant Payout, Low Fees and 1 more.
Which is cheaper, Starling Bank or MADFIN?
Starling Bank has published rates from Free personal accounts; MADFIN has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Starling Bank and MADFIN?
Starling Bank lists 1 region and 6 payment methods; MADFIN lists 0 and 9. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Starling Bank and MADFIN compare on integration and settlement?
Starling Bank offers a sandbox, MADFIN does not list one; Starling Bank supports webhooks.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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