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Stax

Stax

High-volume businesses

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Interchange + flat monthly fee vs Custom
Features

1 shared

2 unique to Stax · 4 unique to A-Pay
Regions

0 shared

1 unique to Stax · 6 unique to A-Pay
Pay methods

8 shared

4 unique to Stax · 11 unique to A-Pay
On region

A-Pay covers 6 regions; Stax covers 1. Verify directly with each provider before signing.

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Show full specs
7 features · 23 payment methods · 7 regions. We don't rank these — they're here for reference.
Stax Stax
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Interchange + flat monthly fee
Custom
Settlement
Time to receive funds
1–2 business days
1–2 business days
Founded
2014
2021
Headquarters
Orlando, Florida, United States
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 3)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 12)
Ach
✓
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb Unique
✓
—
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal
✓
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia Unique
—
✓

Stax is best when you...

High-volume businesses
Need Enterprise
Not available with A-Pay
Need Low Fees
Not available with A-Pay
Want coverage in North America
A-Pay doesn't cover this region
View Stax

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Stax
Need High Risk Accepted
Not available with Stax
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
Stax doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Stax and A-Pay?
They share 8 payment methods and 0 regions. Stax adds Debit Card, Diners Club, Discover and 1 more that A-Pay does not list; A-Pay adds Alipay, Bank Transfer, Crypto and 8 more that Stax does not list; Stax also covers North America; A-Pay also covers Africa, Asia and 4 more.
Which is cheaper, Stax or A-Pay?
Stax has published rates from Interchange + flat monthly fee; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stax and A-Pay?
Stax lists 1 region and 12 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stax and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Stax settles in 1–2 business days, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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