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Stax

Stax

High-volume businesses

VS

Kushki

Latin American payments

Kushki
Fees from
Interchange + flat monthly fee vs 2-4%
Features

0 shared

3 unique to Stax · 1 unique to Kushki
Regions

0 shared

1 unique to Stax · 1 unique to Kushki
Pay methods

4 shared

8 unique to Stax · 4 unique to Kushki

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4 features · 16 payment methods · 2 regions. We don't rank these — they're here for reference.
Stax Stax
Kushki Kushki
Quick Facts
Fees
Standard transaction rate
Interchange + flat monthly fee
2-4%
Settlement
Time to receive funds
1–2 business days
2–3 business days
Founded
2014
2017
Headquarters
Orlando, Florida, United States
Quito, Ecuador
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stax leads (3 vs 1)
Enterprise Unique
✓
—
Low Fees Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
—
✓
Payment Methods
Stax leads (12 vs 8)
Ach Unique
✓
—
Amex
✓
✓
Apple Pay Unique
✓
—
Bank Transfer Unique
—
✓
Cash Unique
—
✓
Cash Payment Unique
—
✓
Credit Card
✓
✓
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Mastercard
✓
✓
Paypal Unique
✓
—
Visa
✓
✓
Regions
Latin America Unique
—
✓
North America Unique
✓
—

Stax is best when you...

High-volume businesses
Need Enterprise
Not available with Kushki
Need Low Fees
Not available with Kushki
Want coverage in North America
Kushki doesn't cover this region
View Stax

Kushki is best when you...

Latin American payments
Need Startup Friendly
Not available with Stax
Want coverage in Latin America
Stax doesn't cover this region
View Kushki

Frequently Asked Questions

What is the difference between Stax and Kushki?
They share 4 payment methods and 0 regions. Stax adds ACH, Apple Pay, Debit Card and 5 more that Kushki does not list; Kushki adds Bank Transfer, Cash, Cash Payment and 1 more that Stax does not list; Stax also covers North America; Kushki also covers Latin America.
Which is cheaper, Stax or Kushki?
Stax has published rates from Interchange + flat monthly fee; Kushki has published rates from 2-4%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stax and Kushki?
Stax lists 1 region and 12 payment methods; Kushki lists 1 and 8. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stax and Kushki compare on integration and settlement?
both offer a sandbox; both support webhooks; Stax settles in 1–2 business days, Kushki in 2–3 business days.

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