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Stax

Stax

High-volume businesses

VS

Midtrans

Indonesian E-Commerce

Midtrans
Fees from
Interchange + flat monthly fee vs 2.9% + IDR 2,500 per transaction
Features

1 shared

2 unique to Stax · 2 unique to Midtrans
Regions

0 shared

1 unique to Stax · 1 unique to Midtrans
Pay methods

7 shared

5 unique to Stax · 5 unique to Midtrans
On settlement

Stax settles in 1–2 business days; Midtrans settles in 1–2 business days. Verify directly with each provider before signing.

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Show full specs
5 features · 17 payment methods · 2 regions. We don't rank these — they're here for reference.
Stax Stax
Midtrans Midtrans
Quick Facts
Fees
Standard transaction rate
Interchange + flat monthly fee
2.9% + IDR 2,500 per transaction
Settlement
Time to receive funds
1–2 business days
1–2 business days
Founded
2014
2012
Headquarters
Orlando, Florida, United States
Jakarta, Indonesia
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
✓
—
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
Ach Unique
✓
—
Amex
✓
✓
Apple Pay Unique
✓
—
Bank Transfer Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Digital Wallet Unique
—
✓
Diners Unique
✓
—
Direct Debit Unique
—
✓
Discover Unique
✓
—
Google Pay
✓
✓
Jcb
✓
✓
Mastercard
✓
✓
Paypal Unique
✓
—
Qr Code Unique
—
✓
Virtual Account Unique
—
✓
Visa
✓
✓
Regions
North America Unique
✓
—
Southeast Asia Unique
—
✓

Stax is best when you...

High-volume businesses
Need Enterprise
Not available with Midtrans
Need Low Fees
Not available with Midtrans
Want coverage in North America
Midtrans doesn't cover this region
View Stax

Midtrans is best when you...

Indonesian E-Commerce
Need Instant Sandbox
Not available with Stax
Need Startup Friendly
Not available with Stax
Want coverage in Southeast Asia
Stax doesn't cover this region
View Midtrans

Frequently Asked Questions

What is the difference between Stax and Midtrans?
They share 7 payment methods and 0 regions. Stax adds ACH, Apple Pay, Diners Club and 2 more that Midtrans does not list; Midtrans adds Bank Transfer, Digital Wallet, Direct Debit and 2 more that Stax does not list; Stax also covers North America; Midtrans also covers Southeast Asia.
Which is cheaper, Stax or Midtrans?
Stax has published rates from Interchange + flat monthly fee; Midtrans has published rates from 2.9% + IDR 2,500 per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stax and Midtrans?
Stax lists 1 region and 12 payment methods; Midtrans lists 1 and 12. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stax and Midtrans compare on integration and settlement?
both offer a sandbox; both support webhooks; Stax settles in 1–2 business days, Midtrans in 1–2 business days.

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