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Stax

Stax

High-volume businesses

VS

Payoneer

Freelancer Payments

Payoneer
Fees from
Interchange + flat monthly fee vs 3.99% + $0.49
Features

1 shared

2 unique to Stax · 2 unique to Payoneer
Regions

1 shared

4 unique to Payoneer
Pay methods

3 shared

9 unique to Stax · 3 unique to Payoneer
On fees

Stax publishes Interchange + flat monthly fee from. Payoneer publishes 3.99% + $0.49 from. Verify directly with each provider before signing.

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Show full specs
5 features · 15 payment methods · 5 regions. We don't rank these — they're here for reference.
Stax Stax
Payoneer Payoneer
Quick Facts
Fees
Standard transaction rate
Interchange + flat monthly fee
3.99% + $0.49
Settlement
Time to receive funds
1–2 business days
2–7 business days
Founded
2014
2005
Headquarters
Orlando, Florida, United States
New York City, New York, United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise
✓
✓
Instant Payout Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
—
✓
Payment Methods
Stax leads (12 vs 6)
Ach
✓
✓
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Digital Wallet Unique
—
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Visa Unique
✓
—
Wire Transfer Unique
—
✓
Regions
Payoneer leads (5 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
North America
✓
✓

Stax is best when you...

High-volume businesses
Need Low Fees
Not available with Payoneer
Need Recurring Payments
Not available with Payoneer
View Stax

Payoneer is best when you...

Freelancer Payments
Need Instant Payout
Not available with Stax
Need Startup Friendly
Not available with Stax
Want coverage in Africa, Asia, Europe, Latin America
Stax doesn't cover these regions
View Payoneer

Frequently Asked Questions

What is the difference between Stax and Payoneer?
They share 3 payment methods and 1 region. Stax adds Amex, Apple Pay, Diners Club and 6 more that Payoneer does not list; Payoneer adds Bank Transfer, Digital Wallet, Wire Transfer that Stax does not list; Payoneer also covers Africa, Asia and 2 more; only Stax offers Low Fees, Recurring Payments.
Which is cheaper, Stax or Payoneer?
Stax has published rates from Interchange + flat monthly fee; Payoneer has published rates from 3.99% + $0.49. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stax and Payoneer?
Stax lists 1 region and 12 payment methods; Payoneer lists 5 and 6. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stax and Payoneer compare on integration and settlement?
both offer a sandbox; both support webhooks; Stax settles in 1–2 business days, Payoneer in 2–7 business days.

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