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Stellar (SDF)

Stellar (SDF)

Blockchain Cross-Border Payment Network

VS

Niobi

African payments infrastructure for collections, payouts, and financial operations

Niobi
Fees from
Custom vs Custom
Features

2 shared

1 unique to Stellar (SDF) · 8 unique to Niobi
Regions

1 shared

3 unique to Stellar (SDF) · 1 unique to Niobi
Pay methods

0 shared

1 unique to Stellar (SDF) · 7 unique to Niobi
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
11 features · 8 payment methods · 5 regions. We don't rank these — they're here for reference.
Stellar (SDF) Stellar (SDF)
Niobi Niobi
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
—
Founded
2014
2023
Headquarters
San Francisco, California
Nairobi, Kenya
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Niobi leads (10 vs 3)
Crypto Support
✓
✓
Enterprise Unique
—
✓
High Risk Accepted Unique
✓
—
Instant Payout Unique
—
✓
Low Fees
✓
✓
Marketplace Support Unique
—
✓
Mobile Payments Unique
—
✓
Multi Currency Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Virtual Items Unique
—
✓
Payment Methods
Niobi leads (7 vs 1)
Crypto Unique
✓
—
Eft Unique
—
✓
M Pesa Unique
—
✓
Mobile Wallet Unique
—
✓
Stablecoin Unique
—
✓
Swift Unique
—
✓
Usdc Unique
—
✓
Usdt Unique
—
✓
Regions
Stellar (SDF) leads (4 vs 2)
Africa
✓
✓
Asia Unique
✓
—
Europe Unique
✓
—
Global Unique
—
✓
North America Unique
✓
—

Stellar (SDF) is best when you...

Blockchain Cross-Border Payment Network
Need High Risk Accepted
Not available with Niobi
Want coverage in Asia, Europe, North America
Niobi doesn't cover these regions
View Stellar (SDF)

Niobi is best when you...

African payments infrastructure for collections, payouts, and financial operations
Need Enterprise
Not available with Stellar (SDF)
Need Instant Payout
Not available with Stellar (SDF)
Want coverage in Global
Stellar (SDF) doesn't cover this region
View Niobi

Frequently Asked Questions

What is the difference between Stellar (SDF) and Niobi?
They share 0 payment methods and 1 region. Stellar (SDF) adds Crypto that Niobi does not list; Niobi adds EFT, M-Pesa, Mobile Wallet and 4 more that Stellar (SDF) does not list; Stellar (SDF) also covers Asia, Europe and 1 more; Niobi also covers Global.
Which is cheaper, Stellar (SDF) or Niobi?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Stellar (SDF) and Niobi?
Stellar (SDF) lists 4 regions and 1 payment method; Niobi lists 2 and 7. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stellar (SDF) and Niobi compare on integration and settlement?
both offer a sandbox; both support webhooks.

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