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Stellar (SDF)

Stellar (SDF)

Blockchain Cross-Border Payment Network

VS

PayNow

Singapore transfers

PayNow
Fees from
Custom vs Custom
Features

1 shared

2 unique to Stellar (SDF) · 1 unique to PayNow
Regions

1 shared

3 unique to Stellar (SDF) · 1 unique to PayNow
Pay methods

0 shared

1 unique to Stellar (SDF) · 4 unique to PayNow
On payment methods

PayNow supports 4 payment methods, 3 more than Stellar (SDF). Verify directly with each provider before signing.

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Show full specs
4 features · 5 payment methods · 5 regions. We don't rank these — they're here for reference.
Stellar (SDF) Stellar (SDF)
PayNow PayNow
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
Instant
Founded
2014
2017
Headquarters
San Francisco, California
Singapore
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Stellar (SDF) leads (3 vs 2)
Crypto Support Unique
✓
—
High Risk Accepted Unique
✓
—
Instant Payout Unique
—
✓
Low Fees
✓
✓
Payment Methods
PayNow leads (4 vs 1)
Bank Transfer Unique
—
✓
Crypto Unique
✓
—
Paynow Unique
—
✓
Qr Code Unique
—
✓
Real Time Payments Unique
—
✓
Regions
Stellar (SDF) leads (4 vs 2)
Africa Unique
✓
—
Asia
✓
✓
Europe Unique
✓
—
North America Unique
✓
—
Southeast Asia Unique
—
✓

Stellar (SDF) is best when you...

Blockchain Cross-Border Payment Network
Need Crypto Support
Not available with PayNow
Need High Risk Accepted
Not available with PayNow
Want coverage in Africa, Europe, North America
PayNow doesn't cover these regions
View Stellar (SDF)

PayNow is best when you...

Singapore transfers
Need Instant Payout
Not available with Stellar (SDF)
Want coverage in Southeast Asia
Stellar (SDF) doesn't cover this region
View PayNow

Frequently Asked Questions

What is the difference between Stellar (SDF) and PayNow?
They share 0 payment methods and 1 region. Stellar (SDF) adds Crypto that PayNow does not list; PayNow adds Bank Transfer, PayNow, QR Code and 1 more that Stellar (SDF) does not list; Stellar (SDF) also covers Africa, Europe and 1 more; PayNow also covers Southeast Asia.
Which is cheaper, Stellar (SDF) or PayNow?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Stellar (SDF) and PayNow?
Stellar (SDF) lists 4 regions and 1 payment method; PayNow lists 2 and 4. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stellar (SDF) and PayNow compare on integration and settlement?
Stellar (SDF) offers a sandbox, PayNow does not list one; both support webhooks; PayNow publishes a settlement time of Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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