SterlingPay

SterlingPay

Online businesses that need cards, wallets and bank transfers in 150+ currencies, with settlement in EUR, GBP or USD.

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

1 shared

2 unique to SterlingPay · 4 unique to A-Pay
Regions

0 shared

1 unique to SterlingPay · 6 unique to A-Pay
Pay methods

6 shared

6 unique to SterlingPay · 13 unique to A-Pay
On payment methods

A-Pay supports 19 payment methods, 7 more than SterlingPay. Verify directly with each provider before signing.

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Show full specs
7 features · 25 payment methods · 7 regions. We don't rank these — they're here for reference.
SterlingPay SterlingPay
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2026
2021
Headquarters
Vancouver, Canada
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 3)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 12)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Faster Payments Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Interac Unique
✓
—
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Open Banking Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa
✓
✓
Sepa Instant Unique
✓
—
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Wire Transfer Unique
✓
—
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Global Unique
✓
—
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

SterlingPay is best when you...

Online businesses that need cards, wallets and bank transfers in 150+ currencies, with settlement in EUR, GBP or USD.
Need Multi Currency
Not available with A-Pay
Need Recurring Billing
Not available with A-Pay
Want coverage in Global
A-Pay doesn't cover this region
View SterlingPay

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with SterlingPay
Need High Risk Accepted
Not available with SterlingPay
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
SterlingPay doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between SterlingPay and A-Pay?
They share 6 payment methods and 0 regions. SterlingPay adds Debit Card, Faster Payments, Interac and 3 more that A-Pay does not list; A-Pay adds Alipay, Amex, Crypto and 10 more that SterlingPay does not list; SterlingPay also covers Global; A-Pay also covers Africa, Asia and 4 more.
Which is cheaper, SterlingPay or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use SterlingPay and A-Pay?
SterlingPay lists 1 region and 12 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do SterlingPay and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, SterlingPay does not list one; A-Pay supports webhooks; A-Pay publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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