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SterlingPay

SterlingPay

Online businesses that need cards, wallets and bank transfers in 150+ currencies, with settlement in EUR, GBP or USD.

VS

Airwallex

Cross-Border Payments

Airwallex
Fees from
Custom vs 1.3%–3.15% + €0.25
Features

1 shared

2 unique to SterlingPay · 3 unique to Airwallex
Regions

0 shared

1 unique to SterlingPay · 7 unique to Airwallex
Pay methods

7 shared

5 unique to SterlingPay · 20 unique to Airwallex
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
6 features · 32 payment methods · 8 regions. We don't rank these — they're here for reference.
SterlingPay SterlingPay
Airwallex Airwallex
Quick Facts
Fees
Standard transaction rate
Custom
1.3%–3.15% + €0.25
Settlement
Time to receive funds
—
1–2 business days
Founded
2026
2015
Headquarters
Vancouver, Canada
Melbourne, Australia
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Airwallex leads (4 vs 3)
Enterprise Unique
—
✓
Low Fees Unique
—
✓
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
Airwallex leads (27 vs 12)
Ach
✓
✓
Afterpay Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Bank Transfer
✓
✓
Blik Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Discover Unique
—
✓
Eps Unique
—
✓
Faster Payments Unique
✓
—
Google Pay
✓
✓
Grabpay Unique
—
✓
Ideal Unique
—
✓
Interac Unique
✓
—
Jcb Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Open Banking Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Przelewy24 Unique
—
✓
Sepa
✓
✓
Sepa Instant Unique
✓
—
Trustly Unique
—
✓
Unionpay Unique
—
✓
Venmo Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Wire Transfer Unique
✓
—
Regions
Airwallex leads (7 vs 1)
Asia Unique
—
✓
Europe Unique
—
✓
Global Unique
✓
—
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

SterlingPay is best when you...

Online businesses that need cards, wallets and bank transfers in 150+ currencies, with settlement in EUR, GBP or USD.
Need Multi Currency
Not available with Airwallex
Need Recurring Billing
Not available with Airwallex
Want coverage in Global
Airwallex doesn't cover this region
View SterlingPay

Airwallex is best when you...

Cross-Border Payments
Need Enterprise
Not available with SterlingPay
Need Low Fees
Not available with SterlingPay
Want coverage in Asia, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
SterlingPay doesn't cover these regions
View Airwallex

Frequently Asked Questions

What is the difference between SterlingPay and Airwallex?
They share 7 payment methods and 0 regions. SterlingPay adds Faster Payments, Interac, Open Banking and 2 more that Airwallex does not list; Airwallex adds Afterpay, Alipay, Amex and 17 more that SterlingPay does not list; SterlingPay also covers Global; Airwallex also covers Asia, Europe and 5 more.
Which is cheaper, SterlingPay or Airwallex?
SterlingPay has custom pricing quoted on engagement; Airwallex has published rates from 1.3%–3.15% + €0.25. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use SterlingPay and Airwallex?
SterlingPay lists 1 region and 12 payment methods; Airwallex lists 7 and 27. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do SterlingPay and Airwallex compare on integration and settlement?
Airwallex offers a sandbox, SterlingPay does not list one; Airwallex supports webhooks; Airwallex publishes a settlement time of 1–2 business days.

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