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SterlingPay

SterlingPay

Online businesses that need cards, wallets and bank transfers in 150+ currencies, with settlement in EUR, GBP or USD.

VS

BorderPay Velocity

Verified B2B companies (startups, SMEs, enterprises, platforms) that collect and pay across borders in USD, EUR, GBP or stablecoins, including through African bank and mobile money routes.

BorderPay Velocity
Fees from
Custom vs Business account creation and KYB onboarding are free. Business account maintenance is $29.99/month after verification. Global bank payouts carry a 1% BorderPay fee. Supported same-network USDC, USDT and EURC transfers carry no BorderPay transaction fee. FX, on-ramp, African-rail, network and other applicable fees are shown before confirmation.
Features

0 shared

3 unique to SterlingPay
Regions

0 shared

1 unique to SterlingPay
Pay methods

5 shared

7 unique to SterlingPay · 8 unique to BorderPay Velocity

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Show full specs
3 features · 20 payment methods · 1 regions. We don't rank these — they're here for reference.
SterlingPay SterlingPay
BorderPay Velocity BorderPay Velocity
Quick Facts
Fees
Standard transaction rate
Custom
Business account creation and KYB onboarding are free. Business account maintenance is $29.99/month after verification. Global bank payouts carry a 1% BorderPay fee. Supported same-network USDC, USDT and EURC transfers carry no BorderPay transaction fee. FX, on-ramp, African-rail, network and other applicable fees are shown before confirmation.
Settlement
Time to receive funds
—
—
Founded
2026
—
Headquarters
Vancouver, Canada
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
SterlingPay leads (3 vs 0)
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments Unique
✓
—
Payment Methods
BorderPay Velocity leads (13 vs 12)
Ach
✓
✓
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Base Chain Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Faster Payments
✓
✓
Google Pay Unique
✓
—
Interac Unique
✓
—
M Pesa Unique
—
✓
Mobile Money Unique
—
✓
Open Banking Unique
✓
—
Sepa
✓
✓
Sepa Instant Unique
✓
—
Stablecoin Unique
—
✓
Tron Unique
—
✓
Usdc Unique
—
✓
Usdt Unique
—
✓
Virtual Account Unique
—
✓
Wire Transfer
✓
✓
Regions
SterlingPay leads (1 vs 0)
Global Unique
✓
—

SterlingPay is best when you...

Online businesses that need cards, wallets and bank transfers in 150+ currencies, with settlement in EUR, GBP or USD.
Need Multi Currency
Not available with BorderPay Velocity
Need Recurring Billing
Not available with BorderPay Velocity
Want coverage in Global
BorderPay Velocity doesn't cover this region
View SterlingPay

BorderPay Velocity is best when you...

Verified B2B companies (startups, SMEs, enterprises, platforms) that collect and pay across borders in USD, EUR, GBP or stablecoins, including through African bank and mobile money routes.
View BorderPay Velocity

Frequently Asked Questions

What is the difference between SterlingPay and BorderPay Velocity?
They share 5 payment methods and 0 regions. SterlingPay adds Apple Pay, Credit Card, Debit Card and 4 more that BorderPay Velocity does not list; BorderPay Velocity adds Base, M-Pesa, Mobile Money and 5 more that SterlingPay does not list; SterlingPay also covers Global; only SterlingPay offers Multi Currency, Recurring Billing and 1 more.
Which is cheaper, SterlingPay or BorderPay Velocity?
SterlingPay has custom pricing quoted on engagement; BorderPay Velocity has published rates from Business account creation and KYB onboarding are free. Business account maintenance is $29.99/month after verification. Global bank payouts carry a 1% BorderPay fee. Supported same-network USDC, USDT and EURC transfers carry no BorderPay transaction fee. FX, on-ramp, African-rail, network and other applicable fees are shown before confirmation.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use SterlingPay and BorderPay Velocity?
SterlingPay lists 1 region and 12 payment methods; BorderPay Velocity lists 0 and 13. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.

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