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SterlingPay

SterlingPay

Online businesses that need cards, wallets and bank transfers in 150+ currencies, with settlement in EUR, GBP or USD.

VS

Cellulant

Pan-African Payments

Cellulant
Fees from
Custom vs Custom
Features

0 shared

3 unique to SterlingPay · 1 unique to Cellulant
Regions

0 shared

1 unique to SterlingPay · 1 unique to Cellulant
Pay methods

3 shared

9 unique to SterlingPay · 2 unique to Cellulant
On licensing

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Show full specs
4 features · 14 payment methods · 2 regions. We don't rank these — they're here for reference.
SterlingPay SterlingPay
Cellulant Cellulant
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
Varies by payment method
Founded
2026
2003
Headquarters
Vancouver, Canada
Nairobi, Kenya
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
SterlingPay leads (3 vs 1)
Enterprise Unique
—
✓
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments Unique
✓
—
Payment Methods
SterlingPay leads (12 vs 5)
Ach Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Credit Card
✓
✓
Debit Card
✓
✓
Faster Payments Unique
✓
—
Google Pay Unique
✓
—
Interac Unique
✓
—
Mobile Money Unique
—
✓
Open Banking Unique
✓
—
Sepa Unique
✓
—
Sepa Instant Unique
✓
—
Ussd Unique
—
✓
Wire Transfer Unique
✓
—
Regions
Africa Unique
—
✓
Global Unique
✓
—

SterlingPay is best when you...

Online businesses that need cards, wallets and bank transfers in 150+ currencies, with settlement in EUR, GBP or USD.
Need Multi Currency
Not available with Cellulant
Need Recurring Billing
Not available with Cellulant
Want coverage in Global
Cellulant doesn't cover this region
View SterlingPay

Cellulant is best when you...

Pan-African Payments
Need Enterprise
Not available with SterlingPay
Want coverage in Africa
SterlingPay doesn't cover this region
View Cellulant

Frequently Asked Questions

What is the difference between SterlingPay and Cellulant?
They share 3 payment methods and 0 regions. SterlingPay adds ACH, Apple Pay, Faster Payments and 6 more that Cellulant does not list; Cellulant adds Mobile Money, USSD that SterlingPay does not list; SterlingPay also covers Global; Cellulant also covers Africa.
Which is cheaper, SterlingPay or Cellulant?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use SterlingPay and Cellulant?
SterlingPay lists 1 region and 12 payment methods; Cellulant lists 1 and 5. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do SterlingPay and Cellulant compare on integration and settlement?
Cellulant offers a sandbox, SterlingPay does not list one; Cellulant supports webhooks; Cellulant publishes a settlement time of Varies by payment method.

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