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SterlingPay

SterlingPay

Online businesses that need cards, wallets and bank transfers in 150+ currencies, with settlement in EUR, GBP or USD.

VS

Dwolla

ACH Payments

Dwolla
Fees from
Custom vs From $0.05 per transaction
Features

1 shared

2 unique to SterlingPay · 5 unique to Dwolla
Regions

0 shared

1 unique to SterlingPay · 1 unique to Dwolla
Pay methods

4 shared

8 unique to SterlingPay
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
8 features · 12 payment methods · 2 regions. We don't rank these — they're here for reference.
SterlingPay SterlingPay
Dwolla Dwolla
Quick Facts
Fees
Standard transaction rate
Custom
From $0.05 per transaction
Settlement
Time to receive funds
—
1–3 business days
Founded
2026
2008
Headquarters
Vancouver, Canada
Des Moines, Iowa, United States
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Dwolla leads (6 vs 3)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
—
✓
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
SterlingPay leads (12 vs 4)
Ach
✓
✓
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Credit Card Unique
✓
—
Debit Card
✓
✓
Faster Payments Unique
✓
—
Google Pay Unique
✓
—
Interac Unique
✓
—
Open Banking Unique
✓
—
Sepa Unique
✓
—
Sepa Instant Unique
✓
—
Wire Transfer
✓
✓
Regions
Global Unique
✓
—
North America Unique
—
✓

SterlingPay is best when you...

Online businesses that need cards, wallets and bank transfers in 150+ currencies, with settlement in EUR, GBP or USD.
Need Multi Currency
Not available with Dwolla
Need Recurring Billing
Not available with Dwolla
Want coverage in Global
Dwolla doesn't cover this region
View SterlingPay

Dwolla is best when you...

ACH Payments
Need Enterprise
Not available with SterlingPay
Need Instant Payout
Not available with SterlingPay
Want coverage in North America
SterlingPay doesn't cover this region
View Dwolla

Frequently Asked Questions

What is the difference between SterlingPay and Dwolla?
They share 4 payment methods and 0 regions. SterlingPay adds Apple Pay, Credit Card, Faster Payments and 5 more that Dwolla does not list; SterlingPay also covers Global; Dwolla also covers North America; only SterlingPay offers Multi Currency, Recurring Billing.
Which is cheaper, SterlingPay or Dwolla?
SterlingPay has custom pricing quoted on engagement; Dwolla has published rates from From $0.05 per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use SterlingPay and Dwolla?
SterlingPay lists 1 region and 12 payment methods; Dwolla lists 1 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do SterlingPay and Dwolla compare on integration and settlement?
Dwolla offers a sandbox, SterlingPay does not list one; Dwolla supports webhooks; Dwolla publishes a settlement time of 1–3 business days.

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