SterlingPay

SterlingPay

Online businesses that need cards, wallets and bank transfers in 150+ currencies, with settlement in EUR, GBP or USD.

VS

Interswitch

Nigerian Digital Payments

Interswitch
Fees from
Custom vs 1.5% (capped at NGN 2,000)
Features

0 shared

3 unique to SterlingPay · 1 unique to Interswitch
Regions

0 shared

1 unique to SterlingPay · 1 unique to Interswitch
Pay methods

1 shared

11 unique to SterlingPay · 5 unique to Interswitch
On fees

SterlingPay uses custom pricing, quoted on engagement. Interswitch publishes 1.5% (capped at NGN 2,000) from. Verify directly with each provider before signing.

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Show full specs
4 features · 17 payment methods · 2 regions. We don't rank these — they're here for reference.
SterlingPay SterlingPay
Interswitch Interswitch
Quick Facts
Fees
Standard transaction rate
Custom
1.5% (capped at NGN 2,000)
Settlement
Time to receive funds
—
Next business day
Founded
2026
2002
Headquarters
Vancouver, Canada
Lagos, Nigeria
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
SterlingPay leads (3 vs 1)
Enterprise Unique
—
✓
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments Unique
✓
—
Payment Methods
SterlingPay leads (12 vs 6)
Ach Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Faster Payments Unique
✓
—
Google Pay Unique
✓
—
Interac Unique
✓
—
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Open Banking Unique
✓
—
Sepa Unique
✓
—
Sepa Instant Unique
✓
—
Ussd Unique
—
✓
Verve Unique
—
✓
Visa Unique
—
✓
Wire Transfer Unique
✓
—
Regions
Africa Unique
—
✓
Global Unique
✓
—

SterlingPay is best when you...

Online businesses that need cards, wallets and bank transfers in 150+ currencies, with settlement in EUR, GBP or USD.
Need Multi Currency
Not available with Interswitch
Need Recurring Billing
Not available with Interswitch
Want coverage in Global
Interswitch doesn't cover this region
View SterlingPay

Interswitch is best when you...

Nigerian Digital Payments
Need Enterprise
Not available with SterlingPay
Want coverage in Africa
SterlingPay doesn't cover this region
View Interswitch

Frequently Asked Questions

What is the difference between SterlingPay and Interswitch?
They share 1 payment method and 0 regions. SterlingPay adds ACH, Apple Pay, Credit Card and 8 more that Interswitch does not list; Interswitch adds Mastercard, Mobile Money, USSD and 2 more that SterlingPay does not list; SterlingPay also covers Global; Interswitch also covers Africa.
Which is cheaper, SterlingPay or Interswitch?
SterlingPay has custom pricing quoted on engagement; Interswitch has published rates from 1.5% (capped at NGN 2,000). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use SterlingPay and Interswitch?
SterlingPay lists 1 region and 12 payment methods; Interswitch lists 1 and 6. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do SterlingPay and Interswitch compare on integration and settlement?
Interswitch offers a sandbox, SterlingPay does not list one; Interswitch supports webhooks; Interswitch publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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