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SterlingPay

SterlingPay

Online businesses that need cards, wallets and bank transfers in 150+ currencies, with settlement in EUR, GBP or USD.

VS

MTN MoMo

West & Central Africa Mobile Money

MTN MoMo
Fees from
Custom vs Custom
Features

0 shared

3 unique to SterlingPay · 2 unique to MTN MoMo
Regions

0 shared

1 unique to SterlingPay · 1 unique to MTN MoMo
Pay methods

1 shared

11 unique to SterlingPay · 2 unique to MTN MoMo
On fees

SterlingPay uses custom pricing, quoted on engagement. MTN MoMo uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
5 features · 14 payment methods · 2 regions. We don't rank these — they're here for reference.
SterlingPay SterlingPay
MTN MoMo MTN MoMo
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
Same day
Founded
2026
2009
Headquarters
Vancouver, Canada
Johannesburg, South Africa
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
SterlingPay leads (3 vs 2)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments Unique
✓
—
Payment Methods
SterlingPay leads (12 vs 3)
Ach Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Faster Payments Unique
✓
—
Google Pay Unique
✓
—
Interac Unique
✓
—
Mobile Money Unique
—
✓
Open Banking Unique
✓
—
Qr Code Unique
—
✓
Sepa Unique
✓
—
Sepa Instant Unique
✓
—
Wire Transfer Unique
✓
—
Regions
Africa Unique
—
✓
Global Unique
✓
—

SterlingPay is best when you...

Online businesses that need cards, wallets and bank transfers in 150+ currencies, with settlement in EUR, GBP or USD.
Need Multi Currency
Not available with MTN MoMo
Need Recurring Billing
Not available with MTN MoMo
Want coverage in Global
MTN MoMo doesn't cover this region
View SterlingPay

MTN MoMo is best when you...

West & Central Africa Mobile Money
Need Enterprise
Not available with SterlingPay
Need Instant Payout
Not available with SterlingPay
Want coverage in Africa
SterlingPay doesn't cover this region
View MTN MoMo

Frequently Asked Questions

What is the difference between SterlingPay and MTN MoMo?
They share 1 payment method and 0 regions. SterlingPay adds ACH, Apple Pay, Credit Card and 8 more that MTN MoMo does not list; MTN MoMo adds Mobile Money, QR Code that SterlingPay does not list; SterlingPay also covers Global; MTN MoMo also covers Africa.
Which is cheaper, SterlingPay or MTN MoMo?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use SterlingPay and MTN MoMo?
SterlingPay lists 1 region and 12 payment methods; MTN MoMo lists 1 and 3. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do SterlingPay and MTN MoMo compare on integration and settlement?
MTN MoMo offers a sandbox, SterlingPay does not list one; MTN MoMo supports webhooks; MTN MoMo publishes a settlement time of Same day.

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