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SterlingPay

SterlingPay

Online businesses that need cards, wallets and bank transfers in 150+ currencies, with settlement in EUR, GBP or USD.

VS

Nexpay

Corporate clients, including crypto firms, PSPs, gambling and betting operators and other high-risk or cross-border digital businesses, that need EUR business accounts with dedicated IBANs and SEPA/SWIFT payments.

Nexpay
Fees from
Custom vs Basic+: account maintenance €200-400/month; document processing €500; account opening €1000; incoming/outgoing SEPA & SEPA Instant 0.15% + €1.5; incoming/outgoing SWIFT 0.4%, min €50; FX fee 0.5% min €50; transfers between Nexpay accounts free. Premium: €1250-1450/month; incoming/outgoing SEPA & SEPA Instant free (up to €750 000 monthly turnover each); SWIFT 0.4%, min €50; FX 0.5% min €50. Enterprise: custom. Other: priority onboarding €1000; payment cancellation request €100-150; API integration €1000; multiuser functionality €5 + VAT; reference letters €50-100 + VAT; service continuity fee €100-1000.
Features

0 shared

3 unique to SterlingPay
Regions

0 shared

1 unique to SterlingPay
Pay methods

2 shared

10 unique to SterlingPay · 1 unique to Nexpay
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
3 features · 13 payment methods · 1 regions. We don't rank these — they're here for reference.
SterlingPay SterlingPay
Nexpay Nexpay
Quick Facts
Fees
Standard transaction rate
Custom
Basic+: account maintenance €200-400/month; document processing €500; account opening €1000; incoming/outgoing SEPA & SEPA Instant 0.15% + €1.5; incoming/outgoing SWIFT 0.4%, min €50; FX fee 0.5% min €50; transfers between Nexpay accounts free. Premium: €1250-1450/month; incoming/outgoing SEPA & SEPA Instant free (up to €750 000 monthly turnover each); SWIFT 0.4%, min €50; FX 0.5% min €50. Enterprise: custom. Other: priority onboarding €1000; payment cancellation request €100-150; API integration €1000; multiuser functionality €5 + VAT; reference letters €50-100 + VAT; service continuity fee €100-1000.
Settlement
Time to receive funds
—
—
Founded
2026
—
Headquarters
Vancouver, Canada
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
SterlingPay leads (3 vs 0)
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments Unique
✓
—
Payment Methods
SterlingPay leads (12 vs 3)
Ach Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Faster Payments Unique
✓
—
Google Pay Unique
✓
—
Interac Unique
✓
—
Open Banking Unique
✓
—
Sepa
✓
✓
Sepa Instant
✓
✓
Swift Unique
—
✓
Wire Transfer Unique
✓
—
Regions
SterlingPay leads (1 vs 0)
Global Unique
✓
—

SterlingPay is best when you...

Online businesses that need cards, wallets and bank transfers in 150+ currencies, with settlement in EUR, GBP or USD.
Need Multi Currency
Not available with Nexpay
Need Recurring Billing
Not available with Nexpay
Want coverage in Global
Nexpay doesn't cover this region
View SterlingPay

Nexpay is best when you...

Corporate clients, including crypto firms, PSPs, gambling and betting operators and other high-risk or cross-border digital businesses, that need EUR business accounts with dedicated IBANs and SEPA/SWIFT payments.
View Nexpay

Frequently Asked Questions

What is the difference between SterlingPay and Nexpay?
They share 2 payment methods and 0 regions. SterlingPay adds ACH, Apple Pay, Bank Transfer and 7 more that Nexpay does not list; Nexpay adds SWIFT that SterlingPay does not list; SterlingPay also covers Global; only SterlingPay offers Multi Currency, Recurring Billing and 1 more.
Which is cheaper, SterlingPay or Nexpay?
SterlingPay has custom pricing quoted on engagement; Nexpay has published rates from Basic+: account maintenance €200-400/month; document processing €500; account opening €1000; incoming/outgoing SEPA & SEPA Instant 0.15% + €1.5; incoming/outgoing SWIFT 0.4%, min €50; FX fee 0.5% min €50; transfers between Nexpay accounts free. Premium: €1250-1450/month; incoming/outgoing SEPA & SEPA Instant free (up to €750 000 monthly turnover each); SWIFT 0.4%, min €50; FX 0.5% min €50. Enterprise: custom. Other: priority onboarding €1000; payment cancellation request €100-150; API integration €1000; multiuser functionality €5 + VAT; reference letters €50-100 + VAT; service continuity fee €100-1000.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use SterlingPay and Nexpay?
SterlingPay lists 1 region and 12 payment methods; Nexpay lists 0 and 3. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.

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