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SterlingPay

SterlingPay

Online businesses that need cards, wallets and bank transfers in 150+ currencies, with settlement in EUR, GBP or USD.

VS

Niobi

African payments infrastructure for collections, payouts, and financial operations

Niobi
Fees from
Custom vs Custom
Features

2 shared

1 unique to SterlingPay · 8 unique to Niobi
Regions

1 shared

1 unique to Niobi
Pay methods

0 shared

12 unique to SterlingPay · 7 unique to Niobi
On fees

SterlingPay uses custom pricing, quoted on engagement. Niobi uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
11 features · 19 payment methods · 2 regions. We don't rank these — they're here for reference.
SterlingPay SterlingPay
Niobi Niobi
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
—
Founded
2026
2023
Headquarters
Vancouver, Canada
Nairobi, Kenya
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Niobi leads (10 vs 3)
Crypto Support Unique
—
✓
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Low Fees Unique
—
✓
Marketplace Support Unique
—
✓
Mobile Payments Unique
—
✓
Multi Currency
✓
✓
Recurring Billing Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Virtual Items Unique
—
✓
Payment Methods
SterlingPay leads (12 vs 7)
Ach Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Eft Unique
—
✓
Faster Payments Unique
✓
—
Google Pay Unique
✓
—
Interac Unique
✓
—
M Pesa Unique
—
✓
Mobile Wallet Unique
—
✓
Open Banking Unique
✓
—
Sepa Unique
✓
—
Sepa Instant Unique
✓
—
Stablecoin Unique
—
✓
Swift Unique
—
✓
Usdc Unique
—
✓
Usdt Unique
—
✓
Wire Transfer Unique
✓
—
Regions
Niobi leads (2 vs 1)
Africa Unique
—
✓
Global
✓
✓

SterlingPay is best when you...

Online businesses that need cards, wallets and bank transfers in 150+ currencies, with settlement in EUR, GBP or USD.
Need Recurring Billing
Not available with Niobi
View SterlingPay

Niobi is best when you...

African payments infrastructure for collections, payouts, and financial operations
Need Crypto Support
Not available with SterlingPay
Need Enterprise
Not available with SterlingPay
Want coverage in Africa
SterlingPay doesn't cover this region
View Niobi

Frequently Asked Questions

What is the difference between SterlingPay and Niobi?
They share 0 payment methods and 1 region. SterlingPay adds ACH, Apple Pay, Bank Transfer and 9 more that Niobi does not list; Niobi adds EFT, M-Pesa, Mobile Wallet and 4 more that SterlingPay does not list; Niobi also covers Africa; only SterlingPay offers Recurring Billing.
Which is cheaper, SterlingPay or Niobi?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use SterlingPay and Niobi?
SterlingPay lists 1 region and 12 payment methods; Niobi lists 2 and 7. both cover Global. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do SterlingPay and Niobi compare on integration and settlement?
Niobi offers a sandbox, SterlingPay does not list one; Niobi supports webhooks.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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