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SterlingPay

SterlingPay

Online businesses that need cards, wallets and bank transfers in 150+ currencies, with settlement in EUR, GBP or USD.

VS

Paytm for Business

Indian Merchant Payments

Paytm for Business
Fees from
Custom vs From 0% for UPI; 1.99% for cards
Features

0 shared

3 unique to SterlingPay · 3 unique to Paytm for Business
Regions

0 shared

1 unique to SterlingPay · 1 unique to Paytm for Business
Pay methods

3 shared

9 unique to SterlingPay · 5 unique to Paytm for Business
On settlement

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Show full specs
6 features · 17 payment methods · 2 regions. We don't rank these — they're here for reference.
SterlingPay SterlingPay
Paytm for Business Paytm for Business
Quick Facts
Fees
Standard transaction rate
Custom
From 0% for UPI; 1.99% for cards
Settlement
Time to receive funds
—
—
Founded
2026
2010
Headquarters
Vancouver, Canada
Noida, India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Instant Payout Unique
—
✓
Low Fees Unique
—
✓
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
—
✓
Payment Methods
SterlingPay leads (12 vs 8)
Ach Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Credit Card
✓
✓
Debit Card
✓
✓
Faster Payments Unique
✓
—
Google Pay Unique
✓
—
Interac Unique
✓
—
Mastercard Unique
—
✓
Mobile Wallet Unique
—
✓
Open Banking Unique
✓
—
Qr Code Unique
—
✓
Sepa Unique
✓
—
Sepa Instant Unique
✓
—
Upi Unique
—
✓
Visa Unique
—
✓
Wire Transfer Unique
✓
—
Regions
Asia Unique
—
✓
Global Unique
✓
—

SterlingPay is best when you...

Online businesses that need cards, wallets and bank transfers in 150+ currencies, with settlement in EUR, GBP or USD.
Need Multi Currency
Not available with Paytm for Business
Need Recurring Billing
Not available with Paytm for Business
Want coverage in Global
Paytm for Business doesn't cover this region
View SterlingPay

Paytm for Business is best when you...

Indian Merchant Payments
Need Instant Payout
Not available with SterlingPay
Need Low Fees
Not available with SterlingPay
Want coverage in Asia
SterlingPay doesn't cover this region
View Paytm for Business

Frequently Asked Questions

What is the difference between SterlingPay and Paytm for Business?
They share 3 payment methods and 0 regions. SterlingPay adds ACH, Apple Pay, Faster Payments and 6 more that Paytm for Business does not list; Paytm for Business adds Mastercard, Mobile Wallet, QR Code and 2 more that SterlingPay does not list; SterlingPay also covers Global; Paytm for Business also covers Asia.
Which is cheaper, SterlingPay or Paytm for Business?
SterlingPay has custom pricing quoted on engagement; Paytm for Business has published rates from From 0% for UPI; 1.99% for cards. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use SterlingPay and Paytm for Business?
SterlingPay lists 1 region and 12 payment methods; Paytm for Business lists 1 and 8. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do SterlingPay and Paytm for Business compare on integration and settlement?
Paytm for Business offers a sandbox, SterlingPay does not list one; Paytm for Business supports webhooks.

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