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Stone Pagamentos

Stone Pagamentos

Brazilian SME Payment Technology

VS

dLocal

Emerging Markets

dLocal
Fees from
Custom vs 3-7% all-inclusive
Features

1 shared

1 unique to Stone Pagamentos · 1 unique to dLocal
Regions

1 shared

3 unique to dLocal
Pay methods

4 shared

6 unique to dLocal
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
3 features · 10 payment methods · 4 regions. We don't rank these — they're here for reference.
Stone Pagamentos Stone Pagamentos
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
Custom
3-7% all-inclusive
Settlement
Time to receive funds
—
2–7 business days
Founded
2012
2016
Headquarters
São Paulo, Brazil
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
dLocal leads (10 vs 4)
Amex
✓
✓
Bank Transfer Unique
—
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Digital Wallet Unique
—
✓
Mastercard
✓
✓
Oxxo Unique
—
✓
Pix
✓
✓
Pse Unique
—
✓
Visa
✓
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Latin America
✓
✓
Middle East Unique
—
✓

Stone Pagamentos is best when you...

Brazilian SME Payment Technology
Need Startup Friendly
Not available with dLocal
View Stone Pagamentos

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Stone Pagamentos
Want coverage in Africa, Asia, Middle East
Stone Pagamentos doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between Stone Pagamentos and dLocal?
They share 4 payment methods and 1 region. dLocal adds Bank Transfer, Boleto, Cash and 3 more that Stone Pagamentos does not list; dLocal also covers Africa, Asia and 1 more; only Stone Pagamentos offers Startup Friendly; only dLocal offers Enterprise.
Which is cheaper, Stone Pagamentos or dLocal?
Stone Pagamentos has custom pricing quoted on engagement; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stone Pagamentos and dLocal?
Stone Pagamentos lists 1 region and 4 payment methods; dLocal lists 4 and 10. both cover Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stone Pagamentos and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; dLocal publishes a settlement time of 2–7 business days.

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