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Stone Pagamentos

Stone Pagamentos

Brazilian SME Payment Technology

VS

MoMo

Vietnamese Mobile Payments

MoMo
Fees from
Custom vs 1%-3% for merchants
Features

1 shared

1 unique to Stone Pagamentos
Regions

0 shared

1 unique to Stone Pagamentos · 1 unique to MoMo
Pay methods

0 shared

4 unique to Stone Pagamentos · 5 unique to MoMo

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Show full specs
2 features · 9 payment methods · 2 regions. We don't rank these — they're here for reference.
Stone Pagamentos Stone Pagamentos
MoMo MoMo
Quick Facts
Fees
Standard transaction rate
Custom
1%-3% for merchants
Settlement
Time to receive funds
—
1–2 business days
Founded
2012
2007
Headquarters
São Paulo, Brazil
Ho Chi Minh City, Vietnam
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stone Pagamentos leads (2 vs 1)
Instant Payout
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
MoMo leads (5 vs 4)
Amex Unique
✓
—
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Digital Wallet Unique
—
✓
Mastercard Unique
✓
—
Pix Unique
✓
—
Qr Code Unique
—
✓
Visa Unique
✓
—
Regions
Latin America Unique
✓
—
Southeast Asia Unique
—
✓

Stone Pagamentos is best when you...

Brazilian SME Payment Technology
Need Startup Friendly
Not available with MoMo
Want coverage in Latin America
MoMo doesn't cover this region
View Stone Pagamentos

MoMo is best when you...

Vietnamese Mobile Payments
Want coverage in Southeast Asia
Stone Pagamentos doesn't cover this region
View MoMo

Frequently Asked Questions

What is the difference between Stone Pagamentos and MoMo?
They share 0 payment methods and 0 regions. Stone Pagamentos adds Amex, Mastercard, PIX and 1 more that MoMo does not list; MoMo adds Bank Transfer, Credit Card, Debit Card and 2 more that Stone Pagamentos does not list; Stone Pagamentos also covers Latin America; MoMo also covers Southeast Asia.
Which is cheaper, Stone Pagamentos or MoMo?
Stone Pagamentos has custom pricing quoted on engagement; MoMo has published rates from 1%-3% for merchants. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stone Pagamentos and MoMo?
Stone Pagamentos lists 1 region and 4 payment methods; MoMo lists 1 and 5. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stone Pagamentos and MoMo compare on integration and settlement?
both offer a sandbox; both support webhooks; MoMo publishes a settlement time of 1–2 business days.

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