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Stone

Stone

Brazilian SMEs

VS

Cellulant

Pan-African Payments

Cellulant
Fees from
1.4-4.9% vs Custom
Features

0 shared

1 unique to Stone · 1 unique to Cellulant
Regions

0 shared

1 unique to Stone · 1 unique to Cellulant
Pay methods

1 shared

6 unique to Stone · 4 unique to Cellulant
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
2 features · 11 payment methods · 2 regions. We don't rank these — they're here for reference.
Stone Stone
Cellulant Cellulant
Quick Facts
Fees
Standard transaction rate
1.4-4.9%
Custom
Settlement
Time to receive funds
1–30 business days
Varies by payment method
Founded
2012
2003
Headquarters
São Paulo, Brazil
Nairobi, Kenya
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Stone leads (7 vs 5)
Amex Unique
✓
—
Bank Transfer
✓
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Elo Unique
✓
—
Mastercard Unique
✓
—
Mobile Money Unique
—
✓
Pix Unique
✓
—
Qr Code Unique
✓
—
Ussd Unique
—
✓
Visa Unique
✓
—
Regions
Africa Unique
—
✓
Latin America Unique
✓
—

Stone is best when you...

Brazilian SMEs
Need Startup Friendly
Not available with Cellulant
Want coverage in Latin America
Cellulant doesn't cover this region
View Stone

Cellulant is best when you...

Pan-African Payments
Need Enterprise
Not available with Stone
Want coverage in Africa
Stone doesn't cover this region
View Cellulant

Frequently Asked Questions

What is the difference between Stone and Cellulant?
They share 1 payment method and 0 regions. Stone adds Amex, Elo, Mastercard and 3 more that Cellulant does not list; Cellulant adds Credit Card, Debit Card, Mobile Money and 1 more that Stone does not list; Stone also covers Latin America; Cellulant also covers Africa.
Which is cheaper, Stone or Cellulant?
Stone has published rates from 1.4-4.9%; Cellulant has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stone and Cellulant?
Stone lists 1 region and 7 payment methods; Cellulant lists 1 and 5. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stone and Cellulant compare on integration and settlement?
both offer a sandbox; both support webhooks; Stone settles in 1–30 business days, Cellulant in Varies by payment method.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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