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Stone

Stone

Brazilian SMEs

VS

Chipper Cash

African P2P Transfers

Chipper Cash
Fees from
1.4-4.9% vs Free P2P, merchant fees vary
Features

0 shared

1 unique to Stone · 2 unique to Chipper Cash
Regions

0 shared

1 unique to Stone · 3 unique to Chipper Cash
Pay methods

2 shared

5 unique to Stone · 2 unique to Chipper Cash
On fees

Stone publishes 1.4-4.9% from. Chipper Cash publishes Free P2P, merchant fees vary from. Verify directly with each provider before signing.

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Show full specs
3 features · 9 payment methods · 4 regions. We don't rank these — they're here for reference.
Stone Stone
Chipper Cash Chipper Cash
Quick Facts
Fees
Standard transaction rate
1.4-4.9%
Free P2P, merchant fees vary
Settlement
Time to receive funds
1–30 business days
1–5 business days
Founded
2012
2018
Headquarters
São Paulo, Brazil
San Francisco, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Chipper Cash leads (2 vs 1)
Crypto Support Unique
—
✓
Low Fees Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Stone leads (7 vs 4)
Amex Unique
✓
—
Bank Transfer
✓
✓
Crypto Unique
—
✓
Elo Unique
✓
—
Mastercard Unique
✓
—
Mobile Money Unique
—
✓
Pix Unique
✓
—
Qr Code
✓
✓
Visa Unique
✓
—
Regions
Chipper Cash leads (3 vs 1)
Africa Unique
—
✓
Europe Unique
—
✓
Latin America Unique
✓
—
North America Unique
—
✓

Stone is best when you...

Brazilian SMEs
Need Startup Friendly
Not available with Chipper Cash
Want coverage in Latin America
Chipper Cash doesn't cover this region
View Stone

Chipper Cash is best when you...

African P2P Transfers
Need Crypto Support
Not available with Stone
Need Low Fees
Not available with Stone
Want coverage in Africa, Europe, North America
Stone doesn't cover these regions
View Chipper Cash

Frequently Asked Questions

What is the difference between Stone and Chipper Cash?
They share 2 payment methods and 0 regions. Stone adds Amex, Elo, Mastercard and 2 more that Chipper Cash does not list; Chipper Cash adds Crypto, Mobile Money that Stone does not list; Stone also covers Latin America; Chipper Cash also covers Africa, Europe and 1 more.
Which is cheaper, Stone or Chipper Cash?
Stone has published rates from 1.4-4.9%; Chipper Cash has published rates from Free P2P, merchant fees vary. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stone and Chipper Cash?
Stone lists 1 region and 7 payment methods; Chipper Cash lists 3 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stone and Chipper Cash compare on integration and settlement?
both offer a sandbox; both support webhooks; Stone settles in 1–30 business days, Chipper Cash in 1–5 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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