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Stone

Stone

Brazilian SMEs

VS

Paffle

Small and medium businesses that invoice across borders and need tax-compliant e-invoicing combined with global pay-ins, payouts and multi-currency virtual accounts.

Paffle
Fees from
1.4-4.9% vs Free: $0 / forever — 1 user, regular invoices only, wallets and USD/EUR virtual bank accounts in your name. Standard: $20 / month, billed yearly — 5 users then $5 per seat; 50 tax e-invoices per month then $10 per additional 50. Enterprise: $50 / month for 10 seats then $5 per seat, billed yearly — unlimited tax e-invoices; virtual bank accounts for GBP/MXN/BRL/COP, subject to eligibility.
Features

0 shared

1 unique to Stone
Regions

0 shared

1 unique to Stone
Pay methods

5 shared

2 unique to Stone · 15 unique to Paffle

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Show full specs
1 features · 22 payment methods · 1 regions. We don't rank these — they're here for reference.
Stone Stone
Paffle Paffle
Quick Facts
Fees
Standard transaction rate
1.4-4.9%
Free: $0 / forever — 1 user, regular invoices only, wallets and USD/EUR virtual bank accounts in your name. Standard: $20 / month, billed yearly — 5 users then $5 per seat; 50 tax e-invoices per month then $10 per additional 50. Enterprise: $50 / month for 10 seats then $5 per seat, billed yearly — unlimited tax e-invoices; virtual bank accounts for GBP/MXN/BRL/COP, subject to eligibility.
Settlement
Time to receive funds
1–30 business days
Near-instant
Founded
2012
—
Headquarters
São Paulo, Brazil
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Stone leads (1 vs 0)
Startup Friendly Unique
✓
—
Payment Methods
Paffle leads (20 vs 7)
Ach Unique
—
✓
Amex Unique
✓
—
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Bkash Unique
—
✓
Dana Unique
—
✓
Elo Unique
✓
—
Faster Payments Unique
—
✓
Fednow Unique
—
✓
Fpx Unique
—
✓
Gcash Unique
—
✓
Google Pay Unique
—
✓
Grabpay Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Nagad Unique
—
✓
Pix
✓
✓
Qr Code
✓
✓
Sepa Unique
—
✓
Spei Unique
—
✓
Visa
✓
✓
Wire Transfer Unique
—
✓
Regions
Stone leads (1 vs 0)
Latin America Unique
✓
—

Stone is best when you...

Brazilian SMEs
Need Startup Friendly
Not available with Paffle
Want coverage in Latin America
Paffle doesn't cover this region
View Stone

Paffle is best when you...

Small and medium businesses that invoice across borders and need tax-compliant e-invoicing combined with global pay-ins, payouts and multi-currency virtual accounts.
View Paffle

Frequently Asked Questions

What is the difference between Stone and Paffle?
They share 5 payment methods and 0 regions. Stone adds Amex, Elo that Paffle does not list; Paffle adds ACH, Apple Pay, bKash and 12 more that Stone does not list; Stone also covers Latin America; only Stone offers Startup Friendly.
Which is cheaper, Stone or Paffle?
Stone has published rates from 1.4-4.9%; Paffle has published rates from Free: $0 / forever — 1 user, regular invoices only, wallets and USD/EUR virtual bank accounts in your name. Standard: $20 / month, billed yearly — 5 users then $5 per seat; 50 tax e-invoices per month then $10 per additional 50. Enterprise: $50 / month for 10 seats then $5 per seat, billed yearly — unlimited tax e-invoices; virtual bank accounts for GBP/MXN/BRL/COP, subject to eligibility.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stone and Paffle?
Stone lists 1 region and 7 payment methods; Paffle lists 0 and 20. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stone and Paffle compare on integration and settlement?
Stone offers a sandbox, Paffle does not list one; Stone supports webhooks; Stone settles in 1–30 business days, Paffle in Near-instant.

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