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Stone

Stone

Brazilian SMEs

VS

Bancontact Payconiq

Belgian mobile payments

Bancontact Payconiq
Fees from
1.4-4.9% vs €0.06 per transaction
Features

1 shared

1 unique to Bancontact Payconiq
Regions

0 shared

1 unique to Stone · 1 unique to Bancontact Payconiq
Pay methods

1 shared

6 unique to Stone · 3 unique to Bancontact Payconiq
On settlement

Stone settles in 1–30 business days; Bancontact Payconiq settles in Next business day. Verify directly with each provider before signing.

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Show full specs
2 features · 10 payment methods · 2 regions. We don't rank these — they're here for reference.
Stone Stone
Bancontact Payconiq Bancontact Payconiq
Quick Facts
Fees
Standard transaction rate
1.4-4.9%
€0.06 per transaction
Settlement
Time to receive funds
1–30 business days
Next business day
Founded
2012
2014
Headquarters
São Paulo, Brazil
Brussels, Belgium
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Bancontact Payconiq leads (2 vs 1)
Instant Payout Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
Stone leads (7 vs 4)
Amex Unique
✓
—
Bank Transfer Unique
✓
—
Elo Unique
✓
—
Mastercard Unique
✓
—
Mobile Payment Unique
—
✓
Open Banking Unique
—
✓
Pix Unique
✓
—
Qr Code
✓
✓
Real Time Payments Unique
—
✓
Visa Unique
✓
—
Regions
Europe Unique
—
✓
Latin America Unique
✓
—

Stone is best when you...

Brazilian SMEs
Want coverage in Latin America
Bancontact Payconiq doesn't cover this region
View Stone

Bancontact Payconiq is best when you...

Belgian mobile payments
Need Instant Payout
Not available with Stone
Want coverage in Europe
Stone doesn't cover this region
View Bancontact Payconiq

Frequently Asked Questions

What is the difference between Stone and Bancontact Payconiq?
They share 1 payment method and 0 regions. Stone adds Amex, Bank Transfer, Elo and 3 more that Bancontact Payconiq does not list; Bancontact Payconiq adds Mobile Payment, Open Banking, Real-Time Payments that Stone does not list; Stone also covers Latin America; Bancontact Payconiq also covers Europe.
Which is cheaper, Stone or Bancontact Payconiq?
Stone has published rates from 1.4-4.9%; Bancontact Payconiq has published rates from €0.06 per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stone and Bancontact Payconiq?
Stone lists 1 region and 7 payment methods; Bancontact Payconiq lists 1 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stone and Bancontact Payconiq compare on integration and settlement?
both offer a sandbox; both support webhooks; Stone settles in 1–30 business days, Bancontact Payconiq in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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