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Stone

Stone

Brazilian SMEs

VS

PicPay

Brazilian Social Payments

PicPay
Fees from
1.4-4.9% vs Merchant fees from 1.99%
Features

1 shared

2 unique to PicPay
Regions

1 shared

Pay methods

3 shared

4 unique to Stone · 4 unique to PicPay
On fees

Stone publishes 1.4-4.9% from. PicPay publishes Merchant fees from 1.99% from. Verify directly with each provider before signing.

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Show full specs
3 features · 11 payment methods · 1 regions. We don't rank these — they're here for reference.
Stone Stone
PicPay PicPay
Quick Facts
Fees
Standard transaction rate
1.4-4.9%
Merchant fees from 1.99%
Settlement
Time to receive funds
1–30 business days
1–2 business days
Founded
2012
2012
Headquarters
São Paulo, Brazil
São Paulo, Brazil
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
PicPay leads (3 vs 1)
Instant Payout Unique
—
✓
Low Fees Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
Amex Unique
✓
—
Bank Transfer
✓
✓
Boleto Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Elo Unique
✓
—
Mastercard Unique
✓
—
Mobile Wallet Unique
—
✓
Pix
✓
✓
Qr Code
✓
✓
Visa Unique
✓
—
Regions
Latin America
✓
✓

Stone is best when you...

Brazilian SMEs
View Stone

PicPay is best when you...

Brazilian Social Payments
Need Instant Payout
Not available with Stone
Need Low Fees
Not available with Stone
View PicPay

Frequently Asked Questions

What is the difference between Stone and PicPay?
They share 3 payment methods and 1 region. Stone adds Amex, Elo, Mastercard and 1 more that PicPay does not list; PicPay adds Boleto, Credit Card, Debit Card and 1 more that Stone does not list; only PicPay offers Instant Payout, Low Fees.
Which is cheaper, Stone or PicPay?
Stone has published rates from 1.4-4.9%; PicPay has published rates from Merchant fees from 1.99%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stone and PicPay?
Stone lists 1 region and 7 payment methods; PicPay lists 1 and 7. both cover Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stone and PicPay compare on integration and settlement?
both offer a sandbox; both support webhooks; Stone settles in 1–30 business days, PicPay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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