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Stone

Stone

Brazilian SMEs

VS

Simplex

Crypto Exchange On-Ramp

Simplex
Fees from
1.4-4.9% vs 3.5%-5% per transaction
Features

0 shared

1 unique to Stone · 2 unique to Simplex
Regions

0 shared

1 unique to Stone · 3 unique to Simplex
Pay methods

1 shared

6 unique to Stone · 6 unique to Simplex
On licensing

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Show full specs
3 features · 13 payment methods · 4 regions. We don't rank these — they're here for reference.
Stone Stone
Simplex Simplex
Quick Facts
Fees
Standard transaction rate
1.4-4.9%
3.5%-5% per transaction
Settlement
Time to receive funds
1–30 business days
1-24 hours
Founded
2012
2014
Headquarters
São Paulo, Brazil
Tel Aviv, Israel
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Simplex leads (2 vs 1)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Ach Unique
—
✓
Amex Unique
✓
—
Apple Pay Unique
—
✓
Bank Transfer Unique
✓
—
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Elo Unique
✓
—
Google Pay Unique
—
✓
Mastercard Unique
✓
—
Pix
✓
✓
Qr Code Unique
✓
—
Sepa Unique
—
✓
Visa Unique
✓
—
Regions
Simplex leads (3 vs 1)
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
✓
—
North America Unique
—
✓

Stone is best when you...

Brazilian SMEs
Need Startup Friendly
Not available with Simplex
Want coverage in Latin America
Simplex doesn't cover this region
View Stone

Simplex is best when you...

Crypto Exchange On-Ramp
Need Crypto Support
Not available with Stone
Need High Risk Accepted
Not available with Stone
Want coverage in Asia, Europe, North America
Stone doesn't cover these regions
View Simplex

Frequently Asked Questions

What is the difference between Stone and Simplex?
They share 1 payment method and 0 regions. Stone adds Amex, Bank Transfer, Elo and 3 more that Simplex does not list; Simplex adds ACH, Apple Pay, Credit Card and 3 more that Stone does not list; Stone also covers Latin America; Simplex also covers Asia, Europe and 1 more.
Which is cheaper, Stone or Simplex?
Stone has published rates from 1.4-4.9%; Simplex has published rates from 3.5%-5% per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stone and Simplex?
Stone lists 1 region and 7 payment methods; Simplex lists 3 and 7. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stone and Simplex compare on integration and settlement?
both offer a sandbox; both support webhooks; Stone settles in 1–30 business days, Simplex in 1-24 hours.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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