StoneX Payments

StoneX Payments

Institutional FX Payments

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

0 shared

1 unique to StoneX Payments · 5 unique to A-Pay
Regions

3 shared

1 unique to StoneX Payments · 3 unique to A-Pay
Pay methods

1 shared

1 unique to StoneX Payments · 18 unique to A-Pay
On region

A-Pay covers 6 regions; StoneX Payments covers 4. Verify directly with each provider before signing.

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Show full specs
6 features · 20 payment methods · 7 regions. We don't rank these — they're here for reference.
StoneX Payments StoneX Payments
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
1995
2021
Headquarters
New York, New York
India
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 2)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Wire Transfer Unique
✓
—
Regions
A-Pay leads (6 vs 4)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia Unique
—
✓

StoneX Payments is best when you...

Institutional FX Payments
Need Enterprise
Not available with A-Pay
Want coverage in North America
A-Pay doesn't cover this region
View StoneX Payments

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with StoneX Payments
Need High Risk Accepted
Not available with StoneX Payments
Want coverage in Africa, Middle East, Southeast Asia
StoneX Payments doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between StoneX Payments and A-Pay?
They share 1 payment method and 3 regions. StoneX Payments adds Wire Transfer that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 15 more that StoneX Payments does not list; StoneX Payments also covers North America; A-Pay also covers Africa, Middle East and 1 more.
Which is cheaper, StoneX Payments or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use StoneX Payments and A-Pay?
StoneX Payments lists 4 regions and 2 payment methods; A-Pay lists 6 and 19. both cover Asia, Europe, Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do StoneX Payments and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, StoneX Payments does not list one; both support webhooks; A-Pay publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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