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StoneX Payments

StoneX Payments

Institutional FX Payments

VS

Relay Payments

Trucking Digital Payments

Relay Payments
Fees from
Custom vs Transaction-based
Features

0 shared

1 unique to StoneX Payments · 1 unique to Relay Payments
Regions

1 shared

3 unique to StoneX Payments
Pay methods

1 shared

1 unique to StoneX Payments · 4 unique to Relay Payments
On fees

StoneX Payments uses custom pricing, quoted on engagement. Relay Payments publishes Transaction-based from. Verify directly with each provider before signing.

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Show full specs
2 features · 6 payment methods · 4 regions. We don't rank these — they're here for reference.
StoneX Payments StoneX Payments
Relay Payments Relay Payments
Quick Facts
Fees
Standard transaction rate
Custom
Transaction-based
Settlement
Time to receive funds
—
2–3 business days
Founded
1995
2019
Headquarters
New York, New York
Atlanta, Georgia
Sandbox / Test Mode
—
—
Webhook Support
✓
✓
Features
Enterprise Unique
✓
—
Instant Payout Unique
—
✓
Payment Methods
Relay Payments leads (5 vs 2)
Ach Unique
—
✓
Bank Transfer Unique
✓
—
Check Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Wire Transfer
✓
✓
Regions
StoneX Payments leads (4 vs 1)
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
North America
✓
✓

StoneX Payments is best when you...

Institutional FX Payments
Need Enterprise
Not available with Relay Payments
Want coverage in Asia, Europe, Latin America
Relay Payments doesn't cover these regions
View StoneX Payments

Relay Payments is best when you...

Trucking Digital Payments
Need Instant Payout
Not available with StoneX Payments
View Relay Payments

Frequently Asked Questions

What is the difference between StoneX Payments and Relay Payments?
They share 1 payment method and 1 region. StoneX Payments adds Bank Transfer that Relay Payments does not list; Relay Payments adds ACH, Check, Credit Card and 1 more that StoneX Payments does not list; StoneX Payments also covers Asia, Europe and 1 more; only StoneX Payments offers Enterprise.
Which is cheaper, StoneX Payments or Relay Payments?
StoneX Payments has custom pricing quoted on engagement; Relay Payments has published rates from Transaction-based. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use StoneX Payments and Relay Payments?
StoneX Payments lists 4 regions and 2 payment methods; Relay Payments lists 1 and 5. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do StoneX Payments and Relay Payments compare on integration and settlement?
both support webhooks; Relay Payments publishes a settlement time of 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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