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Stripe

Stripe

SaaS & Developers

VS

2Checkout (Verifone)

Digital Goods

2Checkout (Verifone)
Fees from
1.5%–3.15% + 1.8 SEK vs 3.5% + €0.30 to 6% + €0.50
Features

2 shared

4 unique to Stripe
Regions

5 shared

2 unique to Stripe
Pay methods

9 shared

11 unique to Stripe · 6 unique to 2Checkout (Verifone)
On licensing

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Show full specs
6 features · 26 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
2Checkout (Verifone) 2Checkout (Verifone)
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
3.5% + €0.30 to 6% + €0.50
Settlement
Time to receive funds
2–4 business days
Variable by payment method
Founded
2010
2006
Headquarters
South San Francisco, California
Atlanta, Georgia
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox
✓
✓
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 15)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Boleto Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners
✓
✓
Discover
✓
✓
Google Pay Unique
✓
—
Ideal Unique
—
✓
Jcb
✓
✓
Klarna Unique
✓
—
Maestro Unique
—
✓
Mastercard
✓
✓
Paypal
✓
✓
Sepa Unique
✓
—
Sepa Direct Debit Unique
—
✓
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Wire Transfer Unique
—
✓
Regions
Stripe leads (7 vs 5)
Africa Unique
✓
—
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
✓
—
North America
✓
✓
Oceania
✓
✓

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with 2Checkout (Verifone)
Need Enterprise
Not available with 2Checkout (Verifone)
Want coverage in Africa, Middle East
2Checkout (Verifone) doesn't cover these regions
View Stripe

2Checkout (Verifone) is best when you...

Digital Goods
View 2Checkout (Verifone)

Frequently Asked Questions

What is the difference between Stripe and 2Checkout (Verifone)?
They share 9 payment methods and 5 regions. Stripe adds ACH, Affirm, Afterpay and 8 more that 2Checkout (Verifone) does not list; 2Checkout (Verifone) adds Alipay, Boleto, iDEAL and 3 more that Stripe does not list; Stripe also covers Africa, Middle East; only Stripe offers Crypto Support, Enterprise and 2 more.
Which is cheaper, Stripe or 2Checkout (Verifone)?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; 2Checkout (Verifone) has published rates from 3.5% + €0.30 to 6% + €0.50. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and 2Checkout (Verifone)?
Stripe lists 7 regions and 20 payment methods; 2Checkout (Verifone) lists 5 and 15. both cover Asia, Europe, Latin America and 2 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and 2Checkout (Verifone) compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, 2Checkout (Verifone) in Variable by payment method.

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