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Stripe

Stripe

SaaS & Developers

VS

2Checkout (Verifone)

Digital Goods

2Checkout (Verifone)
Fees from
2.9% + $0.30 vs 3.5% + €0.30 to 6% + €0.50
Features

2 shared

4 unique to Stripe
Regions

5 shared

2 unique to Stripe
Pay methods

9 shared

11 unique to Stripe · 6 unique to 2Checkout (Verifone)
On licensing

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Show full specs
6 features · 26 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
2Checkout (Verifone) 2Checkout (Verifone)
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
3.5% + €0.30 to 6% + €0.50
Settlement
Time to receive funds
2–4 business days
Variable by payment method
Founded
2010
2006
Headquarters
South San Francisco, California
Atlanta, Georgia
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox
✓
✓
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 15)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Boleto Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners
✓
✓
Discover
✓
✓
Google Pay Unique
✓
—
Ideal Unique
—
✓
Jcb
✓
✓
Klarna Unique
✓
—
Maestro Unique
—
✓
Mastercard
✓
✓
Paypal
✓
✓
Sepa Unique
✓
—
Sepa Direct Debit Unique
—
✓
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Wire Transfer Unique
—
✓
Regions
Stripe leads (7 vs 5)
Africa Unique
✓
—
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
✓
—
North America
✓
✓
Oceania
✓
✓

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with 2Checkout (Verifone)
Need Enterprise
Not available with 2Checkout (Verifone)
Want coverage in Africa, Middle East
2Checkout (Verifone) doesn't cover these regions
View Stripe

2Checkout (Verifone) is best when you...

Digital Goods
View 2Checkout (Verifone)

Frequently Asked Questions

What is the difference between Stripe and 2Checkout (Verifone)?
Stripe is best for SaaS & Developers, while 2Checkout (Verifone) is best for Digital Goods. Stripe charges 2.9% + $0.30 and 2Checkout (Verifone) charges 3.5% + €0.30 to 6% + €0.50. They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or 2Checkout (Verifone)?
Stripe charges 2.9% + $0.30 while 2Checkout (Verifone) charges 3.5% + €0.30 to 6% + €0.50. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and 2Checkout (Verifone) together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and 2Checkout (Verifone) can complement each other.
How do Stripe and 2Checkout (Verifone) differ in their focus?
Stripe is focused on SaaS & Developers, while 2Checkout (Verifone) focuses on Digital Goods. They serve different market segments with different strengths.

Are you Stripe or 2Checkout (Verifone)?

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