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Stripe

Stripe

SaaS & Developers

VS

Airwallex

Cross-Border Payments

Airwallex
Fees from
1.5%–3.15% + 1.8 SEK vs 1.3%–3.15% + €0.25
Features

3 shared

3 unique to Stripe · 1 unique to Airwallex
Regions

6 shared

1 unique to Stripe · 1 unique to Airwallex
Pay methods

16 shared

4 unique to Stripe · 11 unique to Airwallex

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Show full specs
7 features · 31 payment methods · 8 regions. We don't rank these — they're here for reference.
Stripe Stripe
Airwallex Airwallex
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
1.3%–3.15% + €0.25
Settlement
Time to receive funds
2–4 business days
1–2 business days
Founded
2010
2015
Headquarters
South San Francisco, California
Melbourne, Australia
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 4)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Low Fees Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Payment Methods
Airwallex leads (27 vs 20)
Ach
✓
✓
Affirm Unique
✓
—
Afterpay
✓
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Bank Transfer
✓
✓
Blik Unique
—
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
✓
—
Discover
✓
✓
Eps Unique
—
✓
Google Pay
✓
✓
Grabpay Unique
—
✓
Ideal Unique
—
✓
Jcb
✓
✓
Klarna
✓
✓
Mastercard
✓
✓
Paypal
✓
✓
Pix Unique
—
✓
Przelewy24 Unique
—
✓
Sepa
✓
✓
Stablecoin Unique
✓
—
Trustly Unique
—
✓
Unionpay
✓
✓
Venmo Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Africa Unique
✓
—
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America
✓
✓
Oceania
✓
✓
Southeast Asia Unique
—
✓

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Airwallex
Need Instant Payout
Not available with Airwallex
Want coverage in Africa
Airwallex doesn't cover this region
View Stripe

Airwallex is best when you...

Cross-Border Payments
Need Low Fees
Not available with Stripe
Want coverage in Southeast Asia
Stripe doesn't cover this region
View Airwallex

Frequently Asked Questions

What is the difference between Stripe and Airwallex?
They share 16 payment methods and 6 regions. Stripe adds Affirm, Contactless, Diners Club and 1 more that Airwallex does not list; Airwallex adds Alipay, Bancontact, BLIK and 8 more that Stripe does not list; Stripe also covers Africa; Airwallex also covers Southeast Asia.
Which is cheaper, Stripe or Airwallex?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Airwallex has published rates from 1.3%–3.15% + €0.25. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Airwallex?
Stripe lists 7 regions and 20 payment methods; Airwallex lists 7 and 27. both cover Asia, Europe, Latin America and 3 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Airwallex compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, Airwallex in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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