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Stripe

Stripe

SaaS & Developers

VS

Alternative Payments

Online merchants, including US-based merchants, that want to accept European and other local payment methods such as open banking and SEPA direct debit through one integration.

Alternative Payments
Fees from
1.5%–3.15% + 1.8 SEK vs —
Features

0 shared

6 unique to Stripe
Regions

0 shared

7 unique to Stripe
Pay methods

0 shared

20 unique to Stripe · 10 unique to Alternative Payments

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Show full specs
6 features · 30 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Alternative Payments Alternative Payments
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
—
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
—
Headquarters
South San Francisco, California
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Stripe leads (6 vs 0)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 10)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bancontact Unique
—
✓
Bank Transfer Unique
✓
—
Blik Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Crypto Unique
—
✓
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Eps Unique
—
✓
Google Pay Unique
✓
—
Ideal Unique
—
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Open Banking Unique
—
✓
Paypal Unique
✓
—
Pix Unique
—
✓
Przelewy24 Unique
—
✓
Sepa Unique
✓
—
Sepa Direct Debit Unique
—
✓
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Voucher Unique
—
✓
Regions
Stripe leads (7 vs 0)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Alternative Payments
Need Enterprise
Not available with Alternative Payments
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania
Alternative Payments doesn't cover these regions
View Stripe

Alternative Payments is best when you...

Online merchants, including US-based merchants, that want to accept European and other local payment methods such as open banking and SEPA direct debit through one integration.
View Alternative Payments

Frequently Asked Questions

What is the difference between Stripe and Alternative Payments?
They share 0 payment methods and 0 regions. Stripe adds ACH, Affirm, Afterpay and 17 more that Alternative Payments does not list; Alternative Payments adds Bancontact, BLIK, Crypto and 7 more that Stripe does not list; Stripe also covers Africa, Asia and 5 more; only Stripe offers Crypto Support, Enterprise and 4 more.
Which is cheaper, Stripe or Alternative Payments?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Alternative Payments has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Alternative Payments?
Stripe lists 7 regions and 20 payment methods; Alternative Payments lists 0 and 10. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Alternative Payments compare on integration and settlement?
Stripe offers a sandbox, Alternative Payments does not list one; Stripe supports webhooks; Stripe publishes a settlement time of 2–4 business days.

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