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Stripe

Stripe

SaaS & Developers

VS

Amazon Pay

E-commerce checkout

Amazon Pay
Fees from
1.5%–3.15% + 1.8 SEK vs 2.9% + $0.30
Features

3 shared

3 unique to Stripe
Regions

5 shared

2 unique to Stripe
Pay methods

8 shared

12 unique to Stripe · 2 unique to Amazon Pay
On licensing

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Show full specs
6 features · 22 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Amazon Pay Amazon Pay
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
2.9% + $0.30
Settlement
Time to receive funds
2–4 business days
1–2 business days
Founded
2010
2007
Headquarters
South San Francisco, California
Seattle, Washington
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 3)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout
✓
✓
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Stripe leads (20 vs 10)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex
✓
✓
Apple Pay Unique
✓
—
Bank Transfer Unique
✓
—
Bnpl Unique
—
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Diners
✓
✓
Discover
✓
✓
Google Pay Unique
✓
—
Jcb
✓
✓
Klarna Unique
✓
—
Maestro Unique
—
✓
Mastercard
✓
✓
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Regions
Stripe leads (7 vs 5)
Africa Unique
✓
—
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
✓
—
North America
✓
✓
Oceania
✓
✓

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Amazon Pay
Need Instant Sandbox
Not available with Amazon Pay
Want coverage in Africa, Middle East
Amazon Pay doesn't cover these regions
View Stripe

Amazon Pay is best when you...

E-commerce checkout
View Amazon Pay

Frequently Asked Questions

What is the difference between Stripe and Amazon Pay?
They share 8 payment methods and 5 regions. Stripe adds ACH, Affirm, Afterpay and 9 more that Amazon Pay does not list; Amazon Pay adds Buy Now Pay Later, Maestro that Stripe does not list; Stripe also covers Africa, Middle East; only Stripe offers Crypto Support, Instant Sandbox and 1 more.
Which is cheaper, Stripe or Amazon Pay?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Amazon Pay has published rates from 2.9% + $0.30. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Amazon Pay?
Stripe lists 7 regions and 20 payment methods; Amazon Pay lists 5 and 10. both cover Asia, Europe, Latin America and 2 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Amazon Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, Amazon Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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