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Stripe

Stripe

SaaS & Developers

VS

Authorize.Net

Advanced Fraud Detection

Authorize.Net
Fees from
1.5%–3.15% + 1.8 SEK vs $25/month + 2.9% + $0.30
Features

3 shared

3 unique to Stripe · 1 unique to Authorize.Net
Regions

3 shared

4 unique to Stripe
Pay methods

9 shared

11 unique to Stripe · 1 unique to Authorize.Net
On settlement

Stripe settles in 2–4 business days; Authorize.Net settles in 2–3 business days. Verify directly with each provider before signing.

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Show full specs
7 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Authorize.Net Authorize.Net
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
$25/month + 2.9% + $0.30
Settlement
Time to receive funds
2–4 business days
2–3 business days
Founded
2010
1996
Headquarters
South San Francisco, California
Foster City, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 4)
Crypto Support Unique
✓
—
Enterprise
✓
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox
✓
✓
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 10)
Ach
✓
✓
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover
✓
✓
Echeck Unique
—
✓
Google Pay Unique
✓
—
Jcb
✓
✓
Klarna Unique
✓
—
Mastercard
✓
✓
Paypal
✓
✓
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay
✓
✓
Visa
✓
✓
Regions
Stripe leads (7 vs 3)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania
✓
✓

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Authorize.Net
Need Instant Payout
Not available with Authorize.Net
Want coverage in Africa, Asia, Latin America, Middle East
Authorize.Net doesn't cover these regions
View Stripe

Authorize.Net is best when you...

Advanced Fraud Detection
Need High Risk Accepted
Not available with Stripe
View Authorize.Net

Frequently Asked Questions

What is the difference between Stripe and Authorize.Net?
They share 9 payment methods and 3 regions. Stripe adds Affirm, Afterpay, Bank Transfer and 8 more that Authorize.Net does not list; Authorize.Net adds eCheck that Stripe does not list; Stripe also covers Africa, Asia and 2 more; only Stripe offers Crypto Support, Instant Payout and 1 more.
Which is cheaper, Stripe or Authorize.Net?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Authorize.Net has published rates from $25/month + 2.9% + $0.30. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Authorize.Net?
Stripe lists 7 regions and 20 payment methods; Authorize.Net lists 3 and 10. both cover Europe, North America, Oceania. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Authorize.Net compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, Authorize.Net in 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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