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Stripe

Stripe

SaaS & Developers

VS

Billtrust

B2B AR Automation

Billtrust
Fees from
2.9% + $0.30 vs Custom
Features

1 shared

5 unique to Stripe
Regions

1 shared

6 unique to Stripe
Pay methods

4 shared

16 unique to Stripe · 1 unique to Billtrust
On payment methods

Stripe supports 20 payment methods, 15 more than Billtrust. Verify directly with each provider before signing.

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6 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Billtrust Billtrust
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
Custom
Settlement
Time to receive funds
2–4 business days
Next business day
Founded
2010
2001
Headquarters
South San Francisco, California
Lawrenceville, New Jersey, USA
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 1)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 5)
Ach
✓
✓
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Wire Transfer Unique
—
✓
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Billtrust
Need Instant Payout
Not available with Billtrust
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania
Billtrust doesn't cover these regions
View Stripe

Billtrust is best when you...

B2B AR Automation
View Billtrust

Frequently Asked Questions

What is the difference between Stripe and Billtrust?
Stripe is best for SaaS & Developers, while Billtrust is best for B2B AR Automation. Stripe charges 2.9% + $0.30 and Billtrust charges custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or Billtrust?
Stripe charges 2.9% + $0.30 while Billtrust charges custom pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and Billtrust together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and Billtrust can complement each other.
How do Stripe and Billtrust differ in their focus?
Stripe is focused on SaaS & Developers, while Billtrust focuses on B2B AR Automation. They serve different market segments with different strengths.

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