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Stripe

Stripe

SaaS & Developers

VS

Bottomline Technologies

Enterprise B2B Payment Automation

Bottomline Technologies
Fees from
2.9% + $0.30 vs Custom
Features

1 shared

5 unique to Stripe
Regions

2 shared

5 unique to Stripe
Pay methods

2 shared

18 unique to Stripe
On region

Stripe covers 7 regions; Bottomline Technologies covers 2. Verify directly with each provider before signing.

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Show full specs
6 features · 20 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Bottomline Technologies Bottomline Technologies
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
Custom
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
1989
Headquarters
South San Francisco, California
Portsmouth, New Hampshire, USA
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Stripe leads (6 vs 1)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 2)
Ach
✓
✓
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Stripe leads (7 vs 2)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Bottomline Technologies
Need Instant Payout
Not available with Bottomline Technologies
Want coverage in Africa, Asia, Latin America, Middle East, Oceania
Bottomline Technologies doesn't cover these regions
View Stripe

Bottomline Technologies is best when you...

Enterprise B2B Payment Automation
View Bottomline Technologies

Frequently Asked Questions

What is the difference between Stripe and Bottomline Technologies?
Stripe is best for SaaS & Developers, while Bottomline Technologies is best for Enterprise B2B Payment Automation. Stripe charges 2.9% + $0.30 and Bottomline Technologies charges custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or Bottomline Technologies?
Stripe charges 2.9% + $0.30 while Bottomline Technologies charges custom pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and Bottomline Technologies together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and Bottomline Technologies can complement each other.
How do Stripe and Bottomline Technologies differ in their focus?
Stripe is focused on SaaS & Developers, while Bottomline Technologies focuses on Enterprise B2B Payment Automation. They serve different market segments with different strengths.

Are you Stripe or Bottomline Technologies?

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