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Stripe

Stripe

SaaS & Developers

VS

Braintree

Mobile Apps

Braintree
Fees from
1.5%–3.15% + 1.8 SEK vs 2.89% + $0.29
Features

4 shared

2 unique to Stripe
Regions

4 shared

3 unique to Stripe
Pay methods

7 shared

13 unique to Stripe · 2 unique to Braintree

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Show full specs
6 features · 22 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Braintree Braintree
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
2.89% + $0.29
Settlement
Time to receive funds
2–4 business days
1–3 business days
Founded
2010
2007
Headquarters
South San Francisco, California
Chicago, Illinois
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 4)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout
✓
✓
Instant Sandbox
✓
✓
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Payment Methods
Stripe leads (20 vs 9)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Bnpl Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover
✓
✓
Google Pay
✓
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard
✓
✓
Paypal
✓
✓
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Venmo Unique
—
✓
Visa
✓
✓
Regions
Stripe leads (7 vs 4)
Africa Unique
✓
—
Asia
✓
✓
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania
✓
✓

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Braintree
Need Enterprise
Not available with Braintree
Want coverage in Africa, Latin America, Middle East
Braintree doesn't cover these regions
View Stripe

Braintree is best when you...

Mobile Apps
View Braintree

Frequently Asked Questions

What is the difference between Stripe and Braintree?
They share 7 payment methods and 4 regions. Stripe adds ACH, Affirm, Afterpay and 10 more that Braintree does not list; Braintree adds Buy Now Pay Later, Venmo that Stripe does not list; Stripe also covers Africa, Latin America and 1 more; only Stripe offers Crypto Support, Enterprise.
Which is cheaper, Stripe or Braintree?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Braintree has published rates from 2.89% + $0.29. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Braintree?
Stripe lists 7 regions and 20 payment methods; Braintree lists 4 and 9. both cover Asia, Europe, North America and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Braintree compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, Braintree in 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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