Menu

Discover

All Providers Compare Use Cases Find Your Provider

Solutions

License Watch MCP Partnership Claim Listing

Resources

Blog About Contact
Log in Join free
Stripe

Stripe

SaaS & Developers

VS

Carat (Fiserv)

Enterprise Commerce Platform

Carat (Fiserv)
Fees from
2.9% + $0.30 vs Custom
Features

1 shared

5 unique to Stripe
Regions

3 shared

4 unique to Stripe
Pay methods

5 shared

15 unique to Stripe
On payment methods

Stripe supports 20 payment methods, 15 more than Carat (Fiserv). Verify directly with each provider before signing.

Want a personalized shortlist? Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
6 features · 20 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Carat (Fiserv) Carat (Fiserv)
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
Custom
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
2021
Headquarters
South San Francisco, California
United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 1)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 5)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay
✓
✓
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay
✓
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard
✓
✓
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Regions
Stripe leads (7 vs 3)
Africa Unique
✓
—
Asia
✓
✓
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Carat (Fiserv)
Need Instant Payout
Not available with Carat (Fiserv)
Want coverage in Africa, Latin America, Middle East, Oceania
Carat (Fiserv) doesn't cover these regions
View Stripe

Carat (Fiserv) is best when you...

Enterprise Commerce Platform
View Carat (Fiserv)

Frequently Asked Questions

What is the difference between Stripe and Carat (Fiserv)?
Stripe is best for SaaS & Developers, while Carat (Fiserv) is best for Enterprise Commerce Platform. Stripe charges 2.9% + $0.30 and Carat (Fiserv) charges custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or Carat (Fiserv)?
Stripe charges 2.9% + $0.30 while Carat (Fiserv) charges custom pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and Carat (Fiserv) together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and Carat (Fiserv) can complement each other.
How do Stripe and Carat (Fiserv) differ in their focus?
Stripe is focused on SaaS & Developers, while Carat (Fiserv) focuses on Enterprise Commerce Platform. They serve different market segments with different strengths.

Are you Stripe or Carat (Fiserv)?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →

PaymentProviders.io

The open directory of payment providers, gateways and processors. Helping merchants find, platforms integrate, and providers grow.

© 2026 EJ Tech AB · Arboga, Sweden · Org.nr 559470-0154

PaymentProviders.io is operated by EJ Tech AB and is not affiliated with or endorsed by any listed provider; third-party logos and trademarks belong to their respective owners.

Disclaimer: provider information is compiled from public sources and automated research, and only listings marked as claimed are maintained by the provider itself. We work hard to keep this data complete, accurate and useful, but we cannot verify every detail and accept no liability for errors or omissions. Always confirm terms directly with the provider. Spotted something wrong? Tell us — providers can claim their listing.