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Stripe

Stripe

SaaS & Developers

VS

CatalystPay

High-risk merchant processing

CatalystPay
Fees from
1.5%–3.15% + 1.8 SEK vs Interchange + 1%–2% + €0.3
Features

3 shared

3 unique to Stripe · 6 unique to CatalystPay
Regions

3 shared

4 unique to Stripe · 2 unique to CatalystPay
Pay methods

7 shared

13 unique to Stripe · 5 unique to CatalystPay

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12 features · 25 payment methods · 9 regions. We don't rank these — they're here for reference.
Stripe Stripe
CatalystPay CatalystPay
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Interchange + 1%–2% + €0.3
Settlement
Time to receive funds
2–4 business days
5–7 business days
Founded
2010
2019
Headquarters
South San Francisco, California
Belfast, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
CatalystPay leads (9 vs 6)
Crypto Support
✓
✓
Enterprise
✓
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Low Fees Unique
—
✓
Mobile Payments Unique
—
✓
Multi Currency Unique
—
✓
Recurring Billing Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Virtual Terminal Unique
—
✓
Payment Methods
Stripe leads (20 vs 12)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Bitcoin Unique
—
✓
Cartes Bancaires Unique
—
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
✓
—
Direct Debit Unique
—
✓
Discover Unique
✓
—
Google Pay
✓
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Lightning Network Unique
—
✓
Mastercard
✓
✓
Paypal Unique
✓
—
Sepa Unique
✓
—
Sepa Direct Debit Unique
—
✓
Stablecoin Unique
✓
—
Unionpay
✓
✓
Visa
✓
✓
Regions
Stripe leads (7 vs 5)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Global Unique
—
✓
Latin America Unique
✓
—
Middle East
✓
✓
North America
✓
✓
Oceania Unique
✓
—
Southeast Asia Unique
—
✓

Stripe is best when you...

SaaS & Developers
Need Instant Payout
Not available with CatalystPay
Need Instant Sandbox
Not available with CatalystPay
Want coverage in Africa, Asia, Latin America, Oceania
CatalystPay doesn't cover these regions
View Stripe

CatalystPay is best when you...

High-risk merchant processing
Need High Risk Accepted
Not available with Stripe
Need Low Fees
Not available with Stripe
Want coverage in Global, Southeast Asia
Stripe doesn't cover these regions
View CatalystPay

Frequently Asked Questions

What is the difference between Stripe and CatalystPay?
They share 7 payment methods and 3 regions. Stripe adds ACH, Affirm, Afterpay and 10 more that CatalystPay does not list; CatalystPay adds Bitcoin, Cartes Bancaires, Direct Debit and 2 more that Stripe does not list; Stripe also covers Africa, Asia and 2 more; CatalystPay also covers Global, Southeast Asia.
Which is cheaper, Stripe or CatalystPay?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; CatalystPay has published rates from Interchange + 1%–2% + €0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and CatalystPay?
Stripe lists 7 regions and 20 payment methods; CatalystPay lists 5 and 12. both cover Europe, Middle East, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and CatalystPay compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, CatalystPay in 5–7 business days.

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