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Stripe

Stripe

SaaS & Developers

VS

Cayan (TSYS)

US integrated Genius POS and developer-first card processing

Cayan (TSYS)
Fees from
1.5%–3.15% + 1.8 SEK vs Custom
Features

2 shared

4 unique to Stripe
Regions

1 shared

6 unique to Stripe
Pay methods

4 shared

16 unique to Stripe
On payment methods

Stripe supports 20 payment methods, 16 more than Cayan (TSYS). Verify directly with each provider before signing.

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Show full specs
6 features · 20 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Cayan (TSYS) Cayan (TSYS)
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Custom
Settlement
Time to receive funds
2–4 business days
1–2 business days
Founded
2010
1998
Headquarters
South San Francisco, California
Boston, United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox
✓
✓
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 4)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex
✓
✓
Apple Pay Unique
✓
—
Bank Transfer Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover
✓
✓
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard
✓
✓
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Cayan (TSYS)
Need Instant Payout
Not available with Cayan (TSYS)
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania
Cayan (TSYS) doesn't cover these regions
View Stripe

Cayan (TSYS) is best when you...

US integrated Genius POS and developer-first card processing
View Cayan (TSYS)

Frequently Asked Questions

What is the difference between Stripe and Cayan (TSYS)?
They share 4 payment methods and 1 region. Stripe adds ACH, Affirm, Afterpay and 13 more that Cayan (TSYS) does not list; Stripe also covers Africa, Asia and 4 more; only Stripe offers Crypto Support, Instant Payout and 2 more.
Which is cheaper, Stripe or Cayan (TSYS)?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Cayan (TSYS) has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Cayan (TSYS)?
Stripe lists 7 regions and 20 payment methods; Cayan (TSYS) lists 1 and 4. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Cayan (TSYS) compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, Cayan (TSYS) in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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