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Stripe

Stripe

SaaS & Developers

VS

Celergate

UK digital businesses, SaaS platforms, marketplaces and fintechs that want to collect payments directly from customers' bank accounts instead of by card.

C
Fees from
1.5%–3.15% + 1.8 SEK vs —
Features

0 shared

6 unique to Stripe
Regions

0 shared

7 unique to Stripe
Pay methods

1 shared

19 unique to Stripe · 1 unique to Celergate

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6 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Celergate
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
—
Settlement
Time to receive funds
2–4 business days
Instant
Founded
2010
—
Headquarters
South San Francisco, California
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Stripe leads (6 vs 0)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 2)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Open Banking Unique
—
✓
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Stripe leads (7 vs 0)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Celergate
Need Enterprise
Not available with Celergate
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania
Celergate doesn't cover these regions
View Stripe

Celergate is best when you...

UK digital businesses, SaaS platforms, marketplaces and fintechs that want to collect payments directly from customers' bank accounts instead of by card.
View Celergate

Frequently Asked Questions

What is the difference between Stripe and Celergate?
They share 1 payment method and 0 regions. Stripe adds ACH, Affirm, Afterpay and 16 more that Celergate does not list; Celergate adds Open Banking that Stripe does not list; Stripe also covers Africa, Asia and 5 more; only Stripe offers Crypto Support, Enterprise and 4 more.
Which is cheaper, Stripe or Celergate?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Celergate has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Celergate?
Stripe lists 7 regions and 20 payment methods; Celergate lists 0 and 2. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Celergate compare on integration and settlement?
Stripe offers a sandbox, Celergate does not list one; Stripe supports webhooks; Stripe settles in 2–4 business days, Celergate in Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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