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Stripe

Stripe

SaaS & Developers

VS

ChowNow

Restaurant Online Ordering

ChowNow
Fees from
2.9% + $0.30 vs 2.95% + $0.29 per transaction; $119-$499 setup fee
Features

0 shared

6 unique to Stripe · 1 unique to ChowNow
Regions

1 shared

6 unique to Stripe
Pay methods

4 shared

16 unique to Stripe
On region

Stripe covers 7 regions; ChowNow covers 1. Verify directly with each provider before signing.

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Show full specs
7 features · 20 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
ChowNow ChowNow
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
2.95% + $0.29 per transaction; $119-$499 setup fee
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
2011
Headquarters
South San Francisco, California
Los Angeles, California
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Stripe leads (6 vs 1)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Low Fees Unique
—
✓
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 4)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex
✓
✓
Apple Pay Unique
✓
—
Bank Transfer Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover
✓
✓
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard
✓
✓
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with ChowNow
Need Enterprise
Not available with ChowNow
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania
ChowNow doesn't cover these regions
View Stripe

ChowNow is best when you...

Restaurant Online Ordering
Need Low Fees
Not available with Stripe
View ChowNow

Frequently Asked Questions

What is the difference between Stripe and ChowNow?
Stripe is best for SaaS & Developers, while ChowNow is best for Restaurant Online Ordering. Stripe charges 2.9% + $0.30 and ChowNow charges 2.95% + $0.29 per transaction; $119-$499 setup fee. They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or ChowNow?
Stripe charges 2.9% + $0.30 while ChowNow charges 2.95% + $0.29 per transaction; $119-$499 setup fee. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and ChowNow together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and ChowNow can complement each other.
How do Stripe and ChowNow differ in their focus?
Stripe is focused on SaaS & Developers, while ChowNow focuses on Restaurant Online Ordering. They serve different market segments with different strengths.

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